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220 Harbor Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 220 Harbor Dr, Key Biscayne, FL 33149 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 6,869 sqft · built 2006
Lot Size0.459 acres (20,000 sqft)
OwnerCompany Name on File
Last Sale$16,875,000 (Feb 2022)
Tax Bill$237,070 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Feb 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN24-4232-006-0190

Property Details

APN / Parcel Number

Primary APN24-4232-006-0190

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area6,869 sqft Living Area
Gross Area9,752 sqft

Exterior

Year BuiltBuilt 2006
Exterior MaterialOther
Construction TypeConcrete
Lot Area20,000 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage Area660 sqft

Exterior Amenities

Pool Area36 sqft
PorchPorch
Porch Area947 sqft
Patio Area800 sqft
FenceFence
Boat AccessBoat Access

Location & Zoning

Street Address220 HARBOR DR
CityKEY BISCAYNE
StateFL
Zip33149-1218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description32 54 42 PB 53-39 TROPICAL ISLE HOMES SUB 4TH ADDN LOT 25 BLK 17 LOT SIZE 100.000 X 200 OR 20850-2254 12/2002 1
Legal Range42
Legal Township54
Legal Section32
Legal SubdivisionTROPICAL ISLE HOMES SUB
Legal Block17
Legal Lot Number25
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1003
Census Tract4602

Owner

Source: Miami-Dade County records · APN 24-4232-006-0190

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address220 HARBOR DRIVE FLORIDA LAND TR 220 HARBOR DR, KEY BISCAYNE, FL 33149
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2023Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK
Feb 23, 2022Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 23, 2022 · Amount on Record
Deed SaleFeb 23, 2022 · Amount on Record
Prior SaleAug 01, 2002
Deed Document Number2022R0157750
Deed Book / Page33034 / 3844
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address220 HARBOR DR, KEY BISCAYNE, FL 33149-1218
Transaction TypeMortgage
Record UpdatedApr 02, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007149
DateJan 05, 2023
Book Page33531/3132
Instrument2023R0007149
Lender
NameFIRST HORIZON BANK
TypeBank
AddressKEY BISCAYNE, FL 33149
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 21, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateFeb 23, 2022
Property Address220 HARBOR DR, KEY BISCAYNE, FL 33149-1218
Document Number0000157750
Book / Page33034 / 3844
Map ReferenceMB 53 PG 39
Instrument DateFeb 15, 2022
Instrument2022R0157750
Transaction TypeTransfer
Record UpdatedApr 02, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1000 BRICKELL AVE STE 400, 400, MIAMI, FL 33131-3027

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 HARBOR DR, KEY BISCAYNE, FL 33149-1218

Mortgage

Document Number0000003846
DateFeb 23, 2022
Instrument33034/3846
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateMar 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.75%
IndexOther
Max Rate7.75%

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$237,070.00 (+3.59%) Homeowner's exemption$15,202,509 (+4.37%)$18,457,632 (+26.71%) Land $14,000,000 Building $4,457,632
2023$228,850.00 (+17.46%) Homeowner's exemption$14,566,333 (+5.4%) Land $10,000,000 Building $4,566,333$14,566,333 (+5.4%) Land $10,000,000 Building $4,566,333
2022$194,830.00$13,820,683 Land $9,200,000 Building $4,620,683$13,820,683 Land $9,200,000 Building $4,620,683

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860046021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 201 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims312 (1979–2024)
Claims Outside the SFHA1 of 312
Most Recent ClaimJun 2024, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Wilma, Oct 2005 · 26 claims
  • Hurricane Andrew, Aug 1992 · 195 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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