191 Harbor Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 191 Harbor Dr, Key Biscayne, FL 33149 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,841 sqft · built 1958
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Tax Bill$13,231 (2025)
Flood ZoneZone AE (high risk)
APN24-4232-006-2170

Property Details

APN / Parcel Number

Primary APN24-4232-006-2170

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,841 sqft Living Area
1st Floor Area814 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1983
Exterior MaterialCombination
Construction TypeConcrete Block
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide

Location & Zoning

Street Address191 HARBOR DR
CityKEY BISCAYNE
StateFL
Zip33149-1325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description32 54 42PB 53-39 TROPICAL ISLE HOMES SUB 4TH ADDN LOT 6 BLK 26 LOT SIZE 75.000 X 100 OR 18972-0026 1299 5
Legal Range42E
Legal Township54S
Legal Section32
Legal SubdivisionTROPICAL ISLE HOMES SUB 4TH ADDN
Legal Block26
Legal Lot Number6
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3000
Census Tract4602

Owner

Source: Miami-Dade County records · APN 24-4232-006-2170

Assessment roll updated July 21, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address191 HARBOR DR, KEY BISCAYNE, FL 33149-1325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,231.00 (+3.77%) Homeowner's exemption$804,909 (+5.99%)$2,446,333 (+11.49%) Land $1,950,000 Building $496,333
2023$12,750.00 (+4.38%) Homeowner's exemption$759,442 (+3%)$2,194,155 (+22.13%) Land $1,725,000 Building $469,155
2022$12,215.00 Homeowner's exemption$737,323$1,796,515 Land $1,323,750 Building $472,765

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860046023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 489 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
59 under condo master policies
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Harbor Dr

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