230 Harbor Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 230 Harbor Dr, Key Biscayne, FL 33149 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	7 Beds
Bathrooms	8 Baths
Year Built	Built 2003
Square Footage	6,240 sqft Living Area
Lot Size	20,000 sqft (0.459 acres)
Occupancy	Owner Occupied
Tax Bill	$156,050.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-4232-006-0180`

Interior

Bedrooms	7 Beds
Full Baths	8 Baths
Partial Baths	1 Partial Baths
Building Area	6,240 sqft Living Area
Gross Area	13,489 sqft Gross Area
Stories	1 Stories
Elevator	Elevator

Exterior

Year Built	Built 2003
Exterior Material	Other Exterior
Construction Type	Concrete Construction
Lot Area	20,000 sqft (0.459 acres)
Depth X Width	200 ft x 100 ft Depth x Width
Fence	Fence
Patio Area	400 sqft Patio
Boat Access	Boat Access

Location & Zoning

Street Address	230 HARBOR DR
City	KEY BISCAYNE
State	FL
Zip	33149-1218
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TROPICAL ISLE HOMES SUB 4TH ADDN PB 53-39 LOT 24 BLK 17 LOT SIZE 100.000 X 200 OR 17190-4115 0596 1
Legal Range	42
Legal Township	54
Legal Section	32
Legal Subdivision	TROPICAL ISLE HOMES SUB
Legal Block	17
Legal Lot Number	24
Jurisdiction	DADE FL
Minor Civil Division	KEY BISCAYNE
Census Blockgroup	1
Census Block	1003
Census Tract	4602

Owner

Source: Miami-Dade County records · APN 24-4232-006-0180

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	230 HARBOR DR, KEY BISCAYNE, FL 33149-1218
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 08, 2014
Deed Sale	Aug 08, 2014
Prior Sale	May 07, 1996 · Amount on Record
Deed Doc Number	2014R0558276
Deed Book / Page	29264 / 0448
Record Refreshed	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jul 15, 2026
Property Address	230 HARBOR DR, KEY BISCAYNE, FL 33149-1218
Document Number	0000480758
Book / Page	35398 / 1115
Instrument Date	Jun 26, 2026
Instrument	2026480758
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$10,605,000.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 HARBOR DR, KEY BISCAYNE, FL 33149-1218

Mortgage

Document Number	0000480759,
Date	Jul 15, 2026
Book Page	35398/1117
Instrument	2026480759

Lender

Name	CITIBANK NYS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$156,050.00 (+3.63%) Homeowner's exemption	$9,931,359 (+5.99%)	$16,726,533 (+36.27%) Land $14,000,000 Building $2,726,533
2023	$150,579.00 (+3.79%) Homeowner's exemption	$9,370,357 (+3%)	$12,274,289 (+6.71%) Land $10,000,000 Building $2,274,289
2022	$145,074.00 Homeowner's exemption	$9,097,434	$11,502,323 Land $9,200,000 Building $2,302,323

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	10.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.