Essex County and Montclair Township property record for 220 Gates Ave, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 5,434 sqft · built 1929 |
| Lot Size | 0.507 acres (22,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $522,000 (Jul 2014) |
| Tax Bill | $37,150 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00104-0000-00023 |
| Primary APN | 13-00104-0000-00023 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,434 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Lot Area | 22,080 sqft (0.507 acres) |
| Lot Dimensions | 184 ft deep x 120 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130010400023 |
|---|---|
| Street Address | 220 GATES AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | 120X184 IRR |
| Legal Block | 104 |
| Legal Lot Number | 23 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 16900 |
220 Gates Ave is owned and occupied by two individuals who bought it in July 2014.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 220 GATES AVE, MONTCLAIR, NJ 07042-1743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Jan 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2014 · Amount on File |
| Deed Sale | Jul 1, 2014 · Amount on File |
| Prior Sale | Jul 1, 2014 · Amount on File |
| Deed Document Number | 201414046237 |
| Deed Book / Page | 12502 / 6814 |
| Prior Transfer Date | Feb 8, 2010 |
| Prior Transfer Doc | 0010014729 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 1, 2026 |
| Property Address | 220 GATES AVE, MONTCLAIR, NJ 07042-1743 |
| Document Number | 0000029697 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202629697 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 220 GATES AVE, MONTCLAIR, NJ 07042-1743 |
| Document Number | 0000029697, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 202629697 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 220 GATES AVE, MONTCLAIR, NJ 07042-1743 |
| Document Number | 0000008399 |
| Instrument Date | Jan 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 220 GATES AVE MONTCLAIR NJ 070421743, MONTCLAIR, NJ 07042-1743 |
| Document Number | 0000008399 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 8399 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Jan 29, 2052 |
The 2025 property tax bill for 220 Gates Ave was $37,150, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,056,600 (-) Land $379,400 Building $677,200 | $1,056,600 (-) Land $379,400 Building $677,200 | |
| 2025 | $37,150.00 (+3.32%) | $1,056,600 Land $379,400 Building $677,200 | $1,056,600 Land $379,400 Building $677,200 |
| 2024 | $35,956.00 | ||
| 2023 | $1,056,600 Land $379,400 Building $677,200 | $1,056,600 Land $379,400 Building $677,200 | |
| 2022 | $34,741.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 220 Gates Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Apr 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 220 Gates Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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