190 Gates Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 190 Gates Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	3,249 sqft · built 1912
Lot Size	0.425 acres (18,500 sqft)
Owner	Individual Name on File
Last Sale	$830,000 (Aug 2009)
Tax Bill	$30,769 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01201-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`13-01201-0000-00002`
Alternative APN	`130120100002`

Interior

Stories	2 Stories
Building Area	3,249 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Stucco
Lot Area	18,500 sqft (0.425 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130120100002
Street Address	190 GATES AVE
City	MONTCLAIR
State	NJ
Zip	07042-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	18500SF
Legal Block	1201
Legal Lot Number	2
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1010
Census Tract	16900

Owner

190 Gates Ave is owned and occupied by an individual who bought it in August 2009.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	190 GATES AVE, MONTCLAIR, NJ 07042-2025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2009 · Amount on File
Deed Sale	Aug 21, 2009 · Amount on File
Deed Document Number	20099071691
Deed Book / Page	12213 / 1322
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	190 GATES AVE, MONTCLAIR, NJ 07042-2025
Document Number	0000074156
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	FIRST RATE TITLE SETTLEMENT SERVICES, 1ST RATE TITLE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 GATES AVE MONTCLAIR NJ 070422025, MONTCLAIR, NJ 07042-2025

Mortgage

Document Number	0000074156
Date	Aug 6, 2020
Instrument	74156

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 5, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 190 Gates Ave was $30,769, up 5.2% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$875,100 (-) Land $342,500 Building $532,600	$875,100 (-) Land $342,500 Building $532,600
2025	$30,769.00 (+5.25%)	$875,100 Land $342,500 Building $532,600	$875,100 Land $342,500 Building $532,600
2024	$29,235.00
2023		$859,100 Land $342,500 Building $516,600	$859,100 Land $342,500 Building $516,600
2022	$28,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Gates Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1994–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Gates Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20