Essex County and Montclair Township property record for 191 Gates Ave, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 2,665 sqft · built 1955 |
| Lot Size | 0.41 acres (17,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Jan 2019) |
| Tax Bill | $24,352 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01202-0000-00013 |
| Primary APN | 13-01202-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,665 sqft Living Area |
| 1st Floor Area | 2,665 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 17,850 sqft (0.41 acres) |
| Lot Dimensions | 210 ft deep x 85 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130120200013 |
|---|---|
| Street Address | 191 GATES AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-2024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | 85X210 IRR |
| Legal Block | 1202 |
| Legal Lot Number | 13 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 16900 |
Source: Essex County and Montclair Township assessment roll, APN 13-01202-0000-00013, as of July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 191 GATES AVE, MONTCLAIR, NJ 07042-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG |
| Jan 14, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 14, 2019 · Amount on Record |
| Deed Sale | Jan 14, 2019 · Amount on Record |
| Prior Sale | Feb 03, 1999 · Amount on Record |
| Deed Document Number | 20193659 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 191 GATES AVE, MONTCLAIR, NJ 07042-2024 |
| Document Number | 0000048832 |
| Instrument Date | May 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS-RESWARE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 191 GATES AVE MONTCLAIR NJ 070422024, MONTCLAIR, NJ 07042-2024 |
| Document Number | 0000048832 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 48832 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 14, 2019 |
| Property Address | 191 GATES AVE, MONTCLAIR, NJ 07042-2024 |
| Document Number | 0000003659 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 3659 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 191 GATES AVE MONTCLAIR NJ 070422024, MONTCLAIR, NJ 07042-2024 |
| Document Number | 3660 |
|---|---|
| Date | Jan 14, 2019 |
| Instrument | 3660 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2049 |
Source: Essex County and Montclair Township assessment roll as of July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $707,000 (+2.08%) Land $338,200 Building $368,800 | $707,000 (+2.08%) Land $338,200 Building $368,800 | |
| 2025 | $24,352.00 (+3.32%) | $692,600 (+1.08%) Land $338,200 Building $354,400 | $692,600 (+1.08%) Land $338,200 Building $354,400 |
| 2024 | $23,569.00 (+4.62%) | ||
| 2023 | $685,200 Land $338,200 Building $347,000 | $685,200 Land $338,200 Building $347,000 | |
| 2022 | $22,529.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), as of September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130169001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1994–2021) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 194 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NJ0713001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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