220 E Mary St, Cumberland, MD 21502 Property Records

Allegany County property record for 220 E Mary St, Cumberland, MD 21502

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 988 sqft · built 1963
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Tax Bill$1,009 (2025)
Deeds & MortgagesJan 2023 Transfer
Flood ZoneZone X (minimal risk)
APN04-006127

Property Details

APN / Parcel Number

Primary APN04-006127
Alternative APNs
  • 4006127
  • 006127

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area988 sqft Total Area
Basement Area520 sqft
Finished Basement520 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions125 ft deep x 60 ft wide
Deck Area144 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number006127
Street Address220 E MARY ST
CityCUMBERLAND
StateMD
Zip21502-4726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description220 MARY ST LOTS 399-400 60X125 HUMBIRD ADDN
Legal SubdivisionHUMBIRD ADD
Legal Lot Number399,400
JurisdictionALLEGANY MD
Township / Civil Division4, CUMBERLAND
Census Block Group1
Census Block1020
Census Tract800

Owner

220 E Mary St is owned and occupied by two individuals who acquired it in November 2022.

Source: Allegany County records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing Address220 E MARY ST, CUMBERLAND, MD 21502-4726
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 17, 2022
Transfer Doc2848000323
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGANY MD
Recording DateJan 18, 2023
Property Address220 E MARY ST, CUMBERLAND, MD 21502-4726
Document Number002848-0323
Book / Page2848 / 323
Instrument DateNov 17, 2022
Transaction TypeTransfer
Record UpdatedFeb 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address220 E MARY ST, CUMBERLAND, MD 21502-4726

Tax Assessment & Valuation

The 2025 property tax bill for 220 E Mary St was $1,009 with a homeowner's exemption.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$123,400 Land $12,300 Building $111,100$123,400 Land $12,300 Building $111,100
2025$1,009.00 Homeowner's exemption
2023$895.00$96,300 Land $12,300 Building $84,000$96,300 Land $12,300 Building $84,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 E Mary St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1985–1996)
Claims Outside the SFHA3 of 4
Most Recent ClaimJan 1996 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 E Mary St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
SkyPacket
Fixed Wireless
100 / 20

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