Allegany County property record for 227 E Mary St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,050 sqft · built 1958 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $643 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Feb 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-041984 |
| Primary APN | 04-041984 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,050 sqft Total Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 104 sqft |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 041984 |
|---|---|
| Street Address | 227 E MARY ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 227 MARY ST LOTS 465-466 60X150 HUMBIRD ADDN |
| Legal Subdivision | HUMBIRD ADD |
| Legal Lot Number | 465,466 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 800 |
227 E Mary St is owned and occupied by an individual who acquired it in January 2024.
Source: Allegany County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 227 E MARY ST, CUMBERLAND, MD 21502-4725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2024 | Intrafamily Transfer, Transfer |
| Feb 2, 2024 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 8, 2024 |
| Transfer Doc | 002942-0085 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Feb 2, 2024 |
| Property Address | 227 E MARY ST, CUMBERLAND, MD 21502-4725 |
| Document Number | 002942-0085 |
| Book / Page | 2942 / 85 |
| Instrument Date | Jan 8, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 227 E MARY ST, CUMBERLAND, MD 21502-4725 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Feb 2, 2024 |
| Property Address | 227 E MARY ST, CUMBERLAND, MD 21502-4725 |
| Document Number | 002942-0080 |
| Book / Page | 2942 / 80 |
| Map Reference | LB 514 PG 759 |
| Instrument Date | Jan 8, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 227 E MARY ST, CUMBERLAND, MD 21502-4725 |
The 2025 property tax bill for 227 E Mary St was $643.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,400 (+8.83%) Land $12,700 Building $63,700 | $76,400 (-) Land $12,700 Building $63,700 | |
| 2025 | $643.00 | $70,200 | $76,400 Land $12,700 Building $63,700 |
| 2023 | $537.00 Homeowner's exemption | $57,800 Land $12,700 Building $45,100 | $57,800 Land $12,700 Building $45,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 227 E Mary St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1985–1996) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 227 E Mary St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| SkyPacket Fixed Wireless | 100 / 20 |
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