209 E Mary St, Cumberland, MD 21502 Property Records

Allegany County property record for 209 E Mary St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,632 sqft · built 1910
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,112 (2025)
Deeds & Mortgages	Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-002636`

Property Details

APN / Parcel Number

Primary APN	`04-002636`
Alternative APNs	`4002636` `002636`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,632 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	512 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	002636
Street Address	209 E MARY ST
City	CUMBERLAND
State	MD
Zip	21502-4725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	207-209 MARY ST LOT 455-456 60X150 HUMBIRD ADDN
Legal Subdivision	HUMBIRD ADD
Legal Lot Number	455,456
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	1
Census Block	1091
Census Tract	800

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 E MARY ST, CUMBERLAND, MD 21502-4725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 14, 2018
Transfer Doc	0024330495
Record Updated	Oct 29, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY MD
Recording Date	Dec 18, 2018
Property Address	209 E MARY ST, CUMBERLAND, MD 21502-4725
Document Number	0024330495
Book / Page	002433 / 000495
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	209 E MARY ST CUMBERLAND MD 215024725, CUMBERLAND, MD 21502-4725

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,400 (+8.23%) Land $12,700 Building $130,700	$143,400 (-) Land $12,700 Building $130,700
2025	$1,112.00 (+8.07%) Homeowner's exemption	$132,500 (+19.69%)	$143,400 (+29.54%) Land $12,700 Building $130,700
2023	$1,029.00 Homeowner's exemption	$110,700 Land $12,700 Building $98,000	$110,700 Land $12,700 Building $98,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1985–1996)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
SkyPacket Fixed Wireless	100 / 20