220 E Lord St, Gaines, MI 48436 Property Records

Genesee County property record for 220 E Lord St, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,350 sqft · built 1880
Lot Size0.212 acres (9,235 sqft)
Owner2 Individual Names on File
Last Sale$120,800 (Jul 2003)
Tax Bill$408 (2025)
Flood ZoneZone X (minimal risk)
APN10-31-577-102

Property Details

APN / Parcel Number

Primary APN10-31-577-102

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,350 sqft Living Area
1st Floor Area810 sqft
Basement Area720 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Lot Area9,235 sqft (0.212 acres)
Lot Dimensions144 ft deep x 64 ft wide
Garage Area1,182 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address220 E LORD ST
CityGAINES
StateMI
Zip48436-8948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF LOT 5 BLK 15 BEG AT NE COR OF LOT 5 BLK 15 TH W 14 FT TH S 106.5 FT TH W 15 FT TH S 13.50 FT TH E 29 FT TH N 120 FT
Legal SubdivisionVILLAGE OF GAINES
Legal Block15
Legal Lot Number5-8
JurisdictionGENESEE MI
Township / Civil DivisionGAINES
Census Block Group2
Census Block2047
Census Tract12801

Owner

Source: Genesee County records · APN 10-31-577-102

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address220 E LORD ST, GAINES, MI 48436-8948
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2003 · Amount on Record
Deed SaleJul 07, 2003 · Amount on Record
Prior SaleApr 19, 2002 · Amount on Record
Deed Document Number200391879
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGaines Township
MunicipalityGaines Village
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$408.00 (-69.96%) Homeowner's exemption$65,600 (-1.2%)$131,200 (-1.2%)
2024$1,358.00 (+46.81%)
2023$66,400$132,800
2019$925.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 19, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2017)
Most Recent ClaimApr 2017 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 141 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVILLAGE OF BYRON
serves 581 people
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Lord St

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