Genesee County property record for 213 E Lord St, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,440 sqft · built 1910 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Mar 2026) |
| Tax Bill | $1,278 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-31-577-111 |
| Primary APN | 10-31-577-111 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Foundation Type | Raised |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Area | 296 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 213 E LORD ST |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-8948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 1/2 OF LOT 8 BLK 16 AND LOT 9 BLK 16 VILLAGE OF GAINES |
| Legal Subdivision | VILLAGE OF GAINES |
| Legal Block | 16 |
| Legal Lot Number | 8-9 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 12801 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10274 SEYMOUR RD, GAINES, MI 48436-9718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Deed Document Number | 20268689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Mar 13, 2026 |
| Property Address | 213 E LORD ST, GAINES, MI 48436-8948 |
| Document Number | 0000008689 |
| Map Reference | LB 18 PG 14 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 202603130008689 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | LOYAL TITLE, ROYAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 213 E LORD ST, GAINES, MI 48436-8948 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10274 SEYMOUR RD, GAINES, MI 48436-9718 |
| Document Number | 0000008690 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 202603130008690 |
| Name | CASON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Municipality | Gaines Village |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,800 (+7.07%) Land $3,600 Building $75,200 | $157,600 (+7.07%) Land $7,200 Building $150,400 | |
| 2025 | $1,278.00 (+2.49%) Homeowner's exemption | $73,600 (-5.52%) | $147,200 (-5.52%) |
| 2024 | $1,247.00 (+49.34%) | ||
| 2023 | $77,900 | $155,800 | |
| 2019 | $835.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF BYRON serves 581 people · EPA ID MI0001020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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