220 E Exchange St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 220 E Exchange St, Spring Lake, MI 49456 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1920
Square Footage	760 sqft Living Area
Lot Size	7,100 sqft (0.163 acres)
Occupancy	Owner Occupied
Last Sale	$129,900 (2018)
Tax Bill	$2,932.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`70-03-15-453-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	760 sqft Living Area
1st Floor	760 sqft 1st Floor
Basement Area	456 sqft Basement
Unfinished Basement	456 sqft Unfinished

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	7,100 sqft (0.163 acres)
Lot Width	66 ft Width
Parking Spaces	1 Parking Spaces
Garage Area	216 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	220 E EXCHANGE ST
City	SPRING LAKE
State	MI
Zip	49456-2021
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 1 HOPKINS ADD TO MILL POINT
Legal Range	16W
Legal Township	5N
Legal Section	15
Legal Subdivision	HOPKINS ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	OTTAWA MI
Minor Civil Division	SPRING LAKE
Census Blockgroup	2
Census Block	2028
Census Tract	21100

Owner

Source: Ottawa County records · APN 70-03-15-453-005

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	220 E EXCHANGE ST, SPRING LAKE, MI 49456-2021
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 26, 2018 · Amount on Record
Deed Sale	Dec 26, 2018 · Amount on Record
Prior Sale	Feb 12, 2015 · Amount on Record
Deed Doc Number	201845277
Prior Transfer Date	Feb 06, 2015
Prior Transfer Doc	20150004999
Record Refreshed	Sep 20, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 26, 2018
Property Address	220 E EXCHANGE ST, SPRING LAKE, MI 49456-2021
Document Number	20180045277
Map Reference	LB 1 PG 54A
Instrument Date	Dec 21, 2018
Instrument	2018-0045277
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15304 CENTRAL AVE, SPRING LAKE, MI 49456-9551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 E EXCHANGE ST, SPRING LAKE, MI 49456-2021
Investor	Possibly a Property Investor

Mortgage

Document Number	20180045278
Date	Dec 26, 2018
Instrument	2018-0045278

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,300 (+3.87%)	$166,600 (+3.87%)
2025	$2,932.00 (+16.26%) Homeowner's exemption	$80,200 (-13.39%)	$160,400 (-13.39%)
2023		$92,600	$185,200
2022	$2,522.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.