Ottawa County property record for 102 E Exchange St, Spring Lake, MI 49456
| Property Type | Office Building |
|---|---|
| Details | 2,340 sqft · built 1978 |
| Lot Size | 0.338 acres (14,723 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $7,883 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-15-386-004 |
| Primary APN | 70-03-15-386-004 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,340 sqft Total Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 14,723 sqft (0.338 acres) |
| Lot Dimensions | 4.3 ft deep x 555 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 102 E EXCHANGE ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-2019 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | P |
| Legal Description | PART OF LOT 2 BLK 3 HAIRE, TOLFORD & HANCOCK'S ADD TO VILL OF SPRING LAKE & PART OF SE 1/4 OF SW 1/4 SEC 15 T8N R16W COM NE |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 15 |
| Legal Subdivision | TOLFORD & HANCOCKS ADD |
| Legal Block | 3 |
| Legal Lot Number | 2S |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 21100 |
Source: Ottawa County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 15654 VIEW DR, SPRING LAKE, MI 49456-1868 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Ottawa County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Municipality | Spring Lake Village |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $288,000 (+225.06%) | $576,000 (+225.06%) | |
| 2025 | $7,883.00 (+84.83%) | ||
| 2023 | $88,600 | $177,200 | |
| 2022 | $4,265.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1986–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
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