228 E Exchange St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 228 E Exchange St, Spring Lake, MI 49456 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1930
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Tax Bill	$2,933 (2025)
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-453-007`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-453-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	836 sqft
Unfinished Basement	836 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	7,100 sqft (0.163 acres)
Lot Width	66 ft Width
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	228 E EXCHANGE ST
City	SPRING LAKE
State	MI
Zip	49456-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 1 HOPKINS ADD TO MILL POINT
Legal Range	16W
Legal Township	5N
Legal Section	15
Legal Subdivision	HOPKINS ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2028
Census Tract	21100

Owner

Source: Ottawa County records · APN 70-03-15-453-007

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	228 E EXCHANGE ST, SPRING LAKE, MI 49456-2021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 06, 2003
Deed Sale	Oct 06, 2003
Deed Book / Page	4284 / 405
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,600 (+4.84%)	$251,200 (+4.84%)
2025	$2,933.00 (+16.25%)
2023		$119,800	$239,600
2022	$2,523.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390211002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1986–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2020, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Xfinity, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.