220 4th St, Laurel, NY 11948 Property Records

Suffolk County and Southold Town property record for 220 4th St, Laurel, NY 11948

Property Summary

Property TypeSingle Family Home
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Last Sale$107,000 (Feb 2001)
Tax Bill$5,007 (2024)
Deeds & MortgagesDec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN473889 126.-7-6

Property Details

APN / Parcel Number

Primary APN473889 126.-7-6
Alternative APNs
  • 1000-126.00-07.00-006.000
  • 388912600000070060000000
  • 47380016692
  • 14

Exterior

Lot Area17,424 sqft (0.4 acres)

Location & Zoning

Account Number14
Street Address220 4TH ST
CityLAUREL
StateNY
Zip11948-1604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40
Legal DescriptionBOOK 12104 PAGE 313 BILL 016172
Legal Block7
Legal Lot Number6
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHOLD
Census Block Group2
Census Block2013
Census Tract170003

Owner

Source: Suffolk County and Southold Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address36 MILLBROOK DR, STONY BROOK, NY 11790-2929
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2001 · Amount on Record
Deed SaleFeb 26, 2001 · Amount on Record
Deed Book / Page12104 / 313
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address220 4TH ST, LAUREL, NY 11948-1604
Document Number0232210723
Instrument DateDec 14, 2020
Transaction TypeMortgage
Record UpdatedMay 4, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 MILLBROOK DR STONY BROOK NY 117902929, STONY BROOK, NY 11790-2929

Mortgage

Document Number0232210723
DateJan 21, 2021
Book Page023221/000723
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressRIVERHEAD, NY 11901
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 20, 2051
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthold Town
Unified School DistrictMattituck-Cutchogue Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,200 (-) Land $600 Building $2,600$581,818 (+10,263.7%) Land $109,091 Building $472,727
2024$5,007.00
2023$3,200 Land $600 Building $2,600$5,614 Land $1,053 Building $4,561

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Nearby Flood Policies48 in force
Nearby Flood Claims4 (2012–2022)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

May also be available: T-Mobile.

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