131 4th St, Laurel, NY 11948 Property Records

Suffolk County and Riverhead Town property record for 131 4th St, Laurel, NY 11948

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,632 sqft · built 1975
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Mar 2021)
Tax Bill	$23,871 (2024)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`473000 91.-3-28.1`

Property Details

APN / Parcel Number

Primary APN	`473000 91.-3-28.1`
Alternative APNs	`0600-091.00-03.00-028.001` `300009100000030280010000` `4730009768` `31`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,632 sqft Living Area
1st Floor Area	2,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	45,738 sqft
View / Lot	Waterfront
Garage Type	Basement
Porch	Open Porch
Porch Area	1,044 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	31
Street Address	131 4TH ST
City	LAUREL
State	NY
Zip	11948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03
Legal Description	NX 4TH ST & KOERNR EX TN OF RHD S & W X WOLFF
Legal Block	3
Legal Lot Number	28
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	1
Census Block	1008
Census Tract	169905

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	671 SUMMIT DR, MATTITUCK, NY 11952-1068
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 9, 2021	Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	Nov 3, 2004 · Amount on Record
Deed Book / Page	13094 / 333
Prior Transfer Date	Sep 28, 1994
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	131 4TH ST, SOUTH JAMESPORT, NY 11970
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235610960
Date	Jan 19, 2024
Book Page	23561/960

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 9, 2021
Property Address	131 4TH ST, SOUTH JAMESPORT, NY 11970
Document Number	0130940333
Book / Page	13094 / 333
Instrument Date	Jan 5, 2021
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 SUMMIT DR, MATTITUCK, NY 11952-1068
Investor	Possibly a Property Investor

Mortgage

Document Number	0232430803
Date	Mar 9, 2021
Book Page	23243/803
Instrument	DL060077

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,400 (-) Land $22,200 Building $97,200	$1,463,235 (+13.85%) Land $272,059 Building $1,191,176
2024	$23,871.00
2023		$119,400 Land $22,200 Building $97,200	$1,285,253 Land $238,967 Building $1,046,286

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 162 policies
Nearby Flood Policies	162 in force
Nearby Flood Claims	18 (1992–2021)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 12 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: T-Mobile, Verizon.

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