Suffolk County and Southold Town property record for 215 4th St, Laurel, NY 11948
| Property Type | Seasonal / Vacation Home |
|---|---|
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jan 2017) |
| Tax Bill | $5,164 (2024) |
| Deeds & Mortgages | Jun 2022 Refinance Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 126.-7-8.1 |
| Primary APN | 473889 126.-7-8.1 |
|---|---|
| Alternative APNs |
|
| Lot Area | 14,810 sqft (0.34 acres) |
|---|
| Account Number | 14 |
|---|---|
| Street Address | 215 4TH ST |
| City | LAUREL |
| State | NY |
| Zip | 11948-1605 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | R-40 |
| Legal Description | BOOK 10698 PAGE 00247 BILL 016173 |
| Legal Subdivision | GEORGE I TUTHILL |
| Legal Block | 7 |
| Legal Lot Number | 8 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 170003 |
215 4th St, a residential property, is owned and occupied by two individuals who bought it in January 2017.
Source: Suffolk County and Southold Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 215 4TH ST, LAUREL, NY 11948-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance THOMAS WICKHAM ET AL |
| Jun 7, 2022 | Deed, Transfer |
| Jan 3, 2017 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2017 · Amount on File |
| Deed Sale | Jan 3, 2017 · Amount on File |
| Deed Book / Page | 12894 / 972 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 215 4TH ST, LAUREL, NY 11948-1605 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0234240737 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | 23424/737 |
| Name | THOMAS WICKHAM ET AL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 7, 2022 |
| Property Address | 215 4TH ST, LAUREL, NY 11948-1605 |
| Document Number | 0131590209 |
| Book / Page | 13159 / 209 |
| Instrument Date | Apr 4, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1110 SUNSET DR, MATTITUCK, NY 11952-2722 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 3, 2017 |
| Property Address | 215 4TH ST, LAUREL, NY 11948-1605 |
| Document Number | 0128940972 |
| Book / Page | 012894 / 000972 |
| Instrument Date | Dec 5, 2016 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 28700 MAIN RD CUTCHOGUE NY 119351681, CUTCHOGUE, NY 11935-1681 |
| Document Number | 227740628 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 022774/000628 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2047 |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Mattituck-Cutchogue Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,300 Land $600 Building $2,700 | $600,000 Land $109,091 Building $490,909 | |
| 2024 | $5,164.00 | ||
| 2023 | $3,300 Land $600 Building $2,700 | $5,790 Land $1,053 Building $4,737 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 215 4th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 4 (2012–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 215 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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