22 Winlock Ave, Dayton, OH 45404 Property Records

Montgomery County property record for 22 Winlock Ave, Dayton, OH 45404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,034 sqft · built 1992
Lot Size	0.144 acres (6,299 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jun 2019)
Tax Bill	$2,823 (2024)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I39 00719 0025`

Property Details

APN / Parcel Number

Primary APN	`I39 00719 0025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,034 sqft Living Area
1st Floor Area	960 sqft
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2019
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,299 sqft (0.144 acres)
Lot Dimensions	140 ft deep x 45 ft wide

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	22 WINLOCK AVE
City	DAYTON
State	OH
Zip	45404-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	102 P V FARMS
Legal Subdivision	P V FARMS
Legal Lot Number	25
Jurisdiction	MONTGOMERY OH
Township / Civil Division	RIVERSIDE
Census Block Group	5
Census Block	5004
Census Tract	90302

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 WINLOCK AVE, DAYTON, OH 45404-2617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Prior Sale	May 20, 2003 · Amount on File
Deed Document Number	201900028629
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 5, 2019
Property Address	22 WINLOCK AVE, DAYTON, OH 45404-2617
Document Number	0000028629
Instrument Date	May 29, 2019
Instrument	28629
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 WINLOCK AVE DAYTON OH 454042617, DAYTON, OH 45404-2617

Mortgage

Document Number	28630
Date	Jun 5, 2019
Instrument	28630

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLEQ, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Riverside City
Unified School District	Mad River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,960 (-) Land $4,490 Building $49,470
2024	$2,823.00 (+7.46%)
2023	$2,627.00 (-6.38%)	$53,960 (+25.02%) Land $4,490 Building $49,470	$154,170 (+25.01%) Land $12,840 Building $141,330
2022	$2,806.00	$43,160 Land $3,590 Building $39,570
2020			$123,330 Land $10,270 Building $113,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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