Montgomery County property record for 15 Winlock Ave, Dayton, OH 45404 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,040 sqft · built 1966 |
| Lot Size | 0.144 acres (6,299 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,383 (2024) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | I39 00719 0045 |
| Primary APN | I39 00719 0045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Lot Area | 6,299 sqft (0.144 acres) |
| Lot Dimensions | 140 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 15 WINLOCK AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45404-2616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 121 P V FARMS |
| Legal Subdivision | P V FARMS |
| Legal Lot Number | 45 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 90302 |
Source: Montgomery County records · APN I39 00719 0045
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 WINLOCK AVE, DAYTON, OH 45404-2616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jan 05, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage DAY AIR CREDIT UNION INC |
| Jun 09, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage DAY AIR CU INC |
| Dec 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DAY AIR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 15 WINLOCK AVE, DAYTON, OH 45404-2616 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 WINLOCK AVE, DAYTON, OH 45404-2616 |
| Document Number | 0000072749 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025-00072749 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 15 WINLOCK AVE, DAYTON, OH 45404-2616 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 15 WINLOCK AVE, DAYTON, OH 45404-2616 |
| Document Number | 0000000895 |
|---|---|
| Date | Jan 05, 2022 |
| Instrument | 2022-00000895 |
| Name | DAY AIR CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45429 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 15 WINLOCK AVE, DAYTON, OH 45404-2616 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 15 WINLOCK AVE, DAYTON, OH 45404-2616 |
| Document Number | 0000043865 |
|---|---|
| Date | Jun 09, 2021 |
| Instrument | 2021-00043865 |
| Name | DAY AIR CU INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45429 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 15 WINLOCK AVE, DAYTON, OH 45404-2616 |
| Document Number | 0000077131 |
| Instrument Date | Dec 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 WINLOCK AVE DAYTON OH 454042616, DAYTON, OH 45404-2616 |
| Document Number | 0000077131 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 77131 |
| Name | DAY AIR CU |
|---|---|
| Type | Credit Union |
| Address | KETTERING, OH 45429 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Riverside City |
| Unified School District | Mad River Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,860 (-) Land $4,490 Building $22,370 | ||
| 2024 | $1,383.00 (+7.63%) | ||
| 2023 | $1,285.00 (-6.27%) | $26,860 (+25.05%) Land $4,490 Building $22,370 | $76,740 (+25%) Land $12,840 Building $63,900 |
| 2022 | $1,371.00 | $21,480 Land $3,590 Building $17,890 | |
| 2020 | $61,390 Land $10,270 Building $51,120 |
Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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