Jefferson County property record for 22 Watercourse Dr, Ranson, WV 25438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,586 sqft · built 2008 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $337,790 (Feb 2026) |
| Tax Bill | $3,603 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-8D-002B.0000 |
| Primary APN | 08-8D-002B.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,586 sqft Living Area |
| 1st Floor Area | 2,744 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 22 WATERCOURSE DR |
|---|---|
| City | RANSON |
| State | WV |
| Zip | 25438-4002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK B #2 SHENANDOAH SPRINGS |
| Legal Subdivision | SHENANDOAH SPRINGS NEIGHBORHOOD |
| Legal Block | 2,B |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | CHARLES TOWN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 972503 |
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | WV |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| May 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| May 1, 2019 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2026 · Amount on Record |
| Deed Sale | Feb 2, 2026 · Amount on Record |
| Prior Sale | Jul 2, 2024 · Amount on Record |
| Deed Document Number | 20261478 |
| Deed Book / Page | 1366 / 364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Dec 15, 2021 |
| Property Address | 22 WATERCOURSE DR, RANSON, WV 25438-4002 |
| Document Number | 0001273/46 |
| Book / Page | 1273 / 46 |
| Map Reference | MB 21 PG 91 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 202100021008 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,935.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 WATERCOURSE DR, RANSON, WV 25438-4002 |
| Document Number | 202100021009 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 202100021009 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 22 WATERCOURSE DR, RANSON, WV 25438-4002 |
| Document Number | 0000005933 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 22 WATERCOURSE DR RANSON WV 254384002, RANSON, WV 25438-4002 |
| Document Number | 0000005933 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 002225/000098 |
| Instrument | 5933 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 22, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | May 1, 2019 |
| Property Address | 22 WATERCOURSE DR, RANSON, WV 25438-4002 |
| Document Number | 0000004890 |
| Book / Page | 001222 / 000264 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 4890 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,841.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 MOUNTAIN LAUREL BLVD RANSON WV 254384027, RANSON, WV 25438-4027 |
| Investor | Possibly a Property Investor |
| Document Number | 4891 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 002222/000106 |
| Instrument | 4891 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2049 |
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Municipality | Ranson Corporation |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,603.00 (+2.53%) | $262,200 (+4.42%) Land $51,200 Building $211,000 | $437,000 (+4.42%) Land $85,333 Building $351,667 |
| 2025 | $3,514.00 (+6%) | $251,100 (+7.4%) Land $37,700 Building $213,400 | $418,500 (+7.39%) Land $62,900 Building $355,600 |
| 2023 | $3,315.00 | $233,800 Land $37,700 Building $196,100 | $389,700 Land $62,900 Building $326,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Apr 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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