Jefferson County property record for 76 Watercourse Dr, Ranson, WV 25438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,760 sqft · built 2007 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Jun 2024) |
| Tax Bill | $3,269 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-8D-007B.0000 |
| Primary APN | 08-8D-007B.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,760 sqft Living Area |
| 1st Floor Area | 2,082 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 76 WATERCOURSE DR |
|---|---|
| City | RANSON |
| State | WV |
| Zip | 25438-4002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK B #7 SHENANDOAH SPRINGS |
| Legal Subdivision | SHENANDOAH SPRINGS NEIGHBORHOOD |
| Legal Block | 7,B |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | CHARLES TOWN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 972503 |
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10160 BAUSELL CT, SAN DIEGO, CA 92124-3201 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 8, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 3, 2024 | Warranty Deed, Transfer · VA Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2024 · Amount on Record |
| Deed Sale | Jun 3, 2024 · Amount on Record |
| Prior Sale | Nov 30, 2015 · Amount on Record |
| Deed Document Number | 20246349 |
| Deed Book / Page | 1324 / 39 |
| Prior Transfer Date | Feb 22, 2011 |
| Prior Transfer Doc | 0000009085 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 76 WATERCOURSE DR, RANSON, WV 25438-4002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 76 WAYERCOURSE DR, RANSON, WV 25438-4002 |
| Document Number | 002443/737 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 2443/737 |
| Instrument | 202200001804 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 76 WATERCOURSE DR, RANSON, WV 25438-4002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 76 WATERCOURSE DR, RANSON, WV 25438-4002 |
| Document Number | 002605/103 |
|---|---|
| Date | Apr 8, 2025 |
| Book Page | 2605/103 |
| Instrument | 202500004207 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jul 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Jun 3, 2024 |
| Property Address | 76 WATERCOURSE DR, RANSON, WV 25438-4002 |
| Document Number | 0001324/39 |
| Book / Page | 1324 / 39 |
| Map Reference | MB 21 PG 91 |
| Instrument Date | May 31, 2024 |
| Instrument | 202400006349 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,131.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10160 BAUSELL CT, SAN DIEGO, CA 92124-3201 |
| Document Number | 202400006350 |
|---|---|
| Date | Jun 3, 2024 |
| Instrument | 202400006350 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2054 |
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Municipality | Ranson Corporation |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,269.00 (+4.08%) | $237,900 (+6.02%) Land $51,200 Building $186,700 | $396,500 (+6.02%) Land $85,333 Building $311,167 |
| 2025 | $3,141.00 (+5.9%) | $224,400 (+7.27%) Land $37,700 Building $186,700 | $374,000 (+7.22%) Land $62,900 Building $311,100 |
| 2023 | $2,966.00 | $209,200 Land $37,700 Building $171,500 | $348,800 Land $62,900 Building $285,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 99.7% of West Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Apr 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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