Flagler County property record for 22 Treetop Cir, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1992 |
| Square Footage | 2,430 sqft Heated Area |
| Lot Size | 12,558 sqft (0.288 acres) |
| Pool | Pool, Enclosed |
| Occupancy | Owner Occupied |
| Last Sale | $185,000 (2018) |
| Tax Bill | $2,394.00 (2025) |
| Primary APN | 03-13-31-5120-1A060-0220 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,430 sqft Heated Area |
| Gross Area | 3,194 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,558 sqft (0.288 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 256 sqft Driveway |
| Pool Type | Pool, Enclosed Pool Type |
| Pool Area | 448 sqft Pool |
| Fence | Fence |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 22 TREETOP CIR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9206 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SUBD PHASE 1-A UNIT 6 LOT 22 OR 280 PG 366 OR 310 PG 88 OR 845 PG 799 OR 2326/1053-DC OR 2326/1054 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY SUB |
| Legal Phase | 1 |
| Legal Lot Number | 22 |
| Legal Unit | 6 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1A060-0220
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 22 TREETOP CIR, ORMOND BEACH, FL 32174-9206 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Dec 26, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CHRISTENSEN FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 26, 2018 · Amount on Record |
| Deed Sale | Dec 26, 2018 · Amount on Record |
| Prior Sale | Aug 28, 2002 · Amount on Record |
| Deed Doc Number | 2018047694 |
| Deed Book / Page | 2326 / 1054 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 22 TREETOP CIR, ORMOND BEACH, FL 32174-9206 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 22 TREETOP CIR, ORMOND BEACH, FL 32174-9206 |
| Document Number | 0025611000 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 2561/1000 |
| Instrument | 2021026052 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 26, 2018 |
| Property Address | 22 TREETOP CIR, ORMOND BEACH, FL 32174-9206 |
| Document Number | 0023261054 |
| Book / Page | 2326 / 1054 |
| Map Reference | MB 27 PG 40-48 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 2018047694 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | SOUTHERN TITLE HOLDING CO LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1445 CLARENDON AVE, 1445, NILES, MI 49120-1925 |
| Name | Verified Name |
|---|---|
| Address | 22 TREETOP CIR, ORMOND BEACH, FL 32174-9206 |
| Document Number | 2018047695 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 2018047695 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,394.00 (-11%) Homeowner's exemption | $210,948 (+5.99%) | $281,442 (+7.95%) Land $49,500 Building $231,942 |
| 2023 | $2,690.00 (+9.31%) Homeowner's exemption | $199,032 (+3%) | $260,723 (+1.22%) Land $49,500 Building $211,223 |
| 2022 | $2,461.00 Homeowner's exemption | $193,235 | $257,590 Land $49,500 Building $208,090 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 565 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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