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20 Treetop Cir, Ormond Beach, FL 32174 Property Records

Flagler County property record for 20 Treetop Cir, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage1,875 sqft Heated Area
Lot Size7,815 sqft (0.179 acres)
OccupancyOwner Occupied
Last Sale$259,000 (2020)
Tax Bill$1,406.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-1A060-0200

Interior

Full Baths2 Baths
Building Area1,875 sqft Heated Area
Gross Area2,712 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1995
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,815 sqft (0.179 acres)
Driveway1 Driveway
Driveway Area425 sqft Driveway
Patio Area108 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address20 TREETOP CIR
CityORMOND BEACH
StateFL
Zip32174-9206
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SUBD PHASE 1-A UNIT 6 LOT 20 OR 280 PG 366 OR 350 PG 534 OR 548 PG 350 OR 760 PG 991 OR 867/1918 OR 1009/1754
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY SUB
Legal Phase1
Legal Lot Number20
Legal Unit6
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3002
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1A060-0200

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address20 TREETOP CIR, ORMOND BEACH, FL 32174-9206
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Sep 30, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Aug 09, 2019Warranty Deed, Transfer
PROFESSIONAL TITLE, PROFESSIONAL TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2020 · Amount on Record
Deed SaleSep 30, 2020 · Amount on Record
Prior SaleAug 09, 2019 · Amount on Record
Deed Doc Number2020039083
Deed Book / Page2480 / 1986
Record RefreshedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address20 TREETOP CIR, ORMOND BEACH, FL 32174-9206
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 TREETOP CIR, ORMOND BEACH, FL 32174-9206

Mortgage

Document Number0027331037
DateNov 07, 2022
Book Page2733/1037
Instrument2022053410
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueSep 25, 2052

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 30, 2020
Property Address20 TREETOP CIR, ORMOND BEACH, FL 32174-9206
Document Number0024801986
Book / Page2480 / 1986
Map ReferenceMB 27 PG 40-48
Instrument DateSep 10, 2020
Instrument2020039083
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,813.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address108 SETTLERS ROW N, 108, PONTE VEDRA BEACH, FL 32082-3940

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 TREETOP CIR, ORMOND BEACH, FL 32174-9206

Mortgage

Document Number0000024811
DateSep 30, 2020
Instrument2481/1
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateAug 09, 2019
Property Address20 TREETOP CIR, ORMOND BEACH, FL 32174-9206
Document Number0023751587
Book / Page002375 / 001587
Instrument DateAug 08, 2019
Instrument29529
Transaction TypeTransfer
Record UpdatedAug 21, 2019
Title CompanyPROFESSIONAL TITLE, PROFESSIONAL TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$1,603.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address22 KINGSLEY CIR ORMOND BEACH FL 321749211, ORMOND BEACH, FL 32174-9211

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,406.00 (-19.47%) Homeowner's exemption$140,843 (+5.99%)$273,723 (+9.14%) Land $49,500 Building $224,223
2023$1,746.00 (+12.36%) Homeowner's exemption$132,886 (+3%)$250,805 (+2.24%) Land $49,500 Building $201,305
2022$1,554.00 Homeowner's exemption$129,016$245,301 Land $49,500 Building $195,801

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 565 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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