18 Treetop Cir, Ormond Beach, FL 32174 Property Records

Flagler County property record for 18 Treetop Cir, Ormond Beach, FL 32174 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1995
Square Footage	2,828 sqft Living Area
Lot Size	7,815 sqft (0.179 acres)
Last Sale	$295,785 (2026)
Tax Bill	$1,232.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-1A060-0180`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,828 sqft Living Area
Gross Area	3,850 sqft Gross Area
1st Floor	2,828 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,815 sqft (0.179 acres)
Driveway	Driveway Brick
Driveway Area	416 sqft Driveway
Porch	Enclosed Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	18 TREETOP CIR
City	ORMOND BEACH
State	FL
Zip	32174-9206
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY SUBD PHASE 1-A UNIT 6 LOT 18 OR 280 PG 366 OR 340 PG 894 OR 437 PG 361 OR 466 PG 1362OR 555 PG 1712
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Phase	1
Legal Block	1A06
Legal Lot Number	18
Legal Unit	6
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3002
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1A060-0180

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	900 W GRANADA BLVD, 2, ORMOND BEACH, FL 32174-5941
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Jul 21, 2025 · Amount on Record
Deed Doc Number	202619269
Deed Book / Page	3054 / 9
Record Refreshed	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 12, 2026
Property Address	18 TREETOP CIR, ORMOND BEACH, FL 32174-9206
Document Number	0000019269
Book / Page	3054 / 9
Instrument Date	Apr 15, 2026
Instrument	2026.19269
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$209,120.50
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019270,
Date	May 12, 2026
Book Page	3054/13
Instrument	2026.19270

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,232.00 (-24.56%)	$164,492 (+5.99%)	$336,478 (+9.81%) Land $49,500 Building $286,978
2024	$1,633.00 (+3.55%)
2023	$1,577.00 (+14.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$155,200 (+3%)	$306,407 (+2.41%) Land $49,500 Building $256,907
2022	$1,372.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$150,679	$299,194 Land $49,500 Building $249,694

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 36% of Florida
Wildfire Likelihood	About 1 in 565 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.