Monroe County property record for 16 Sunset Cay Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 7.5 ba · 12,727 sqft · built 1971 |
| Lot Size | 1.11 acres (48,425 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $7,500,000 (Apr 2016) |
| Tax Bill | $84,964 (2023) |
| Flood Zone | Zone AE (high risk) |
| APN | 00572320-000000 |
| Primary APN | 00572320-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 12,727 sqft Living Area |
| Gross Area | 15,251 sqft |
| 1st Floor Area | 7,844 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 48,425 sqft (1.11 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 2,524 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 5,153 sqft |
| Patio Area | 523 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1706825 |
|---|---|
| Street Address | 16 SUNSET CAY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 16 LTS 8-9 OCEAN REEF PLAT 3 PB5-63 OR453-164/65 OR796-1330D/C OR955-517/AFF OR955-518D/C OR990-623 OR990-624C OR1048-314 OR2036-2264/66 OR2036-2270/72 OR2476-1093/1095C OR2476-1096/98C OR2643-973LET/ADM OR2789-1997/99 OR2789-2000/01 OR2789-2002/0 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 12 |
| Legal Subdivision | OCEAN REEF NO 3 SUBD OF |
| Legal Tract | D |
| Legal Block | 16 |
| Legal Lot Number | 8-9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3095 |
| Census Tract | 972700 |
Source: Monroe County records · APN 00572320-000000
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 337 GREENE AVE, GREEN BAY, WI 54301-1854 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 04, 2016 · Amount on Record |
| Deed Sale | Apr 04, 2016 · Amount on Record |
| Prior Sale | Apr 01, 1988 · Amount on Record |
| Deed Document Number | 20162070072 |
| Deed Book / Page | 2789 / 1997 |
| Prior Transfer Date | Jul 08, 2010 |
| Prior Transfer Doc | 0024761093 |
| Record Updated | Jun 08, 2026 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,060,840 (-9.86%) Land $13,918,798 Building $2,142,042 | $16,060,840 (-9.86%) Land $13,918,798 Building $2,142,042 | |
| 2023 | $84,964.00 (+44.95%) | $17,817,358 (+78.28%) Land $15,703,259 Building $2,114,099 | $17,817,358 (+78.28%) Land $15,703,259 Building $2,114,099 |
| 2022 | $58,618.00 | $9,994,032 Land $7,851,630 Building $2,142,402 | $9,994,032 Land $7,851,630 Building $2,142,402 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 175 locations within half a mile of this property.
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