15 Ridge Rd, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 15 Ridge Rd, Cresskill, NJ 07626

Property Summary

Property TypeSingle Family Home
Details2,411 sqft · built 1960
Lot Size0.188 acres (8,176 sqft)
Owner2 Individual Names on Record
Tax Bill$17,955 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN08-00191-0000-00007

Property Details

APN / Parcel Number

Primary APN08-00191-0000-00007
Alternative APNs
  • 080019100007
  • 239800

Interior

Stories1 Story
Building Area2,411 sqft Living Area
1st Floor Area2,411 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeFrame
Lot Area8,176 sqft (0.188 acres)
Lot Dimensions109 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number239800
Street Address15 RIDGE RD
CityCRESSKILL
StateNJ
Zip07626-1028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description75X109 3LT
Legal SubdivisionCONTINENTAL WOODS
Legal Block191
Legal Lot Number7
JurisdictionBERGEN NJ
Township / Civil DivisionCRESSKILL
Census Block Group3
Census Block3024
Census Tract8001

Owner

Source: Bergen County and Cresskill Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15 RIDGE RD, CRESSKILL, NJ 07626-1028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address15 RIDGE RD, CRESSKILL, NJ 07626-1028
Document Number0034162297
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedDec 9, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 RIDGE RD EMERSON NJ 076301329, EMERSON, NJ 07630-1329

Mortgage

Document Number0034162297
DateNov 21, 2019
Book Page003416/002297
Instrument80930
Lender
NameLAKELAND BK
TypeBank
AddressOAK RIDGE, NJ 07438
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 20, 2034

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCresskill Borough
Unified School DistrictCresskill Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$894,500 (+13.04%) Land $473,300 Building $421,200$894,500 (+13.04%) Land $473,300 Building $421,200
2025$17,955.00 (+6.84%)$791,300 (+13.69%) Land $397,100 Building $394,200$791,300 (+13.69%) Land $397,100 Building $394,200
2024$16,806.00 (+6.47%)
2023$696,000 Land $330,900 Building $365,100$696,000 Land $330,900 Building $365,100
2022$15,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims5 (2021)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number