22 Ridge Lake Dr, Hampton, VA 23666 Property Records

Hampton City property record for 22 Ridge Lake Dr, Hampton, VA 23666 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,994 sqft · built 1995
Lot Size	0.349 acres (15,207 sqft)
Owner	Individual Name on File
Last Sale	$304,000 (Jun 2005)
Tax Bill	$5,040 (2025)
Deeds & Mortgages	Aug 2021 Refinance May 2012 Mortgage + 2 more
APN	`04B018 02 00025`

Property Details

APN / Parcel Number

Primary APN	`04B018 02 00025`
Alternative APN	`4000635`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,994 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,207 sqft (0.349 acres)
Garage Type	Attached
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	197 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4000635
Street Address	22 RIDGE LAKE DR
City	HAMPTON
State	VA
Zip	23666-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORREST RIDGE 2 L25.
Legal Subdivision	FORREST RIDGE
Legal Lot Number	25
Jurisdiction	HAMPTON CITY VA
Township / Civil Division	HAMPTON
Census Block Group	3
Census Block	3000
Census Tract	10307

Owner

Source: Hampton City records · APN 04B018 02 00025

Assessment roll updated August 19, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	535 CHAIN O HILLS RD, COLONIA, NJ 07067-3620
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
May 25, 2012	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL FINANCE CORPO
Feb 07, 2008	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 01, 2005	Warranty Deed, Transfer · Conventional Mortgage STERLING NATL MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2005 · Amount on Record
Deed Sale	Jun 01, 2005 · Amount on Record
Deed Book / Page	500 / 13605
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	22 RIDGE LAKE DR, HAMPTON, VA 23666-1861
Transaction Type	Mortgage
Record Updated	May 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210016332
Date	Aug 26, 2021
Instrument	210016332

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

Interest

Rate Type	Fixed Rate

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	22 RIDGE LAKE DR, HAMPTON, VA 23666-1861
Transaction Type	Mortgage
Record Updated	May 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01200/7667
Date	May 25, 2012
Book Page	1200/7667

Lender

Name	RESIDENTIAL FINANCE CORPO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2027

Interest

Rate Type	Fixed Rate

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	22 RIDGE LAKE DR, HAMPTON, VA 23666-1861
Transaction Type	Mortgage
Record Updated	May 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00800/2440
Date	Feb 07, 2008
Book Page	800/2440

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 01, 2037

Interest

Rate Type	Fixed Rate

June 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPTON CITY VA
Recording Date	Jun 01, 2005
Property Address	22 RIDGE LAKE DR, HAMPTON, VA 23666-1861
Document Number	0500/13605
Book / Page	500 / 13605
Instrument Date	Apr 25, 2005
Transaction Type	Transfer
Record Updated	May 07, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050013606
Date	Jun 01, 2005
Instrument	500/13606

Lender

Name	STERLING NATL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampton City records · Assessment roll updated August 19, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Hampton City
Unified School District	Hampton City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,040.00 (+107.66%)	$447,000 (+10.02%) Land $90,000 Building $357,000	$447,000 (+10.02%) Land $90,000 Building $357,000
2023	$2,427.00 (-48.31%)	$406,300 Land $90,000 Building $316,300	$406,300 Land $90,000 Building $316,300
2022	$4,695.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 516500103073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 500
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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