20 Ridge Lake Dr, Hampton, VA 23666 Property Records

Hampton City property record for 20 Ridge Lake Dr, Hampton, VA 23666

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,002 sqft · built 1994
Lot Size	0.453 acres (19,724 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,107 (2025)
Deeds & Mortgages	Jan 2024 Refinance
APN	`04B018 02 00024`

Property Details

APN / Parcel Number

Primary APN	`04B018 02 00024`
Alternative APN	`4000634`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,002 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Lot Area	19,724 sqft (0.453 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4000634
Street Address	20 RIDGE LAKE DR
City	HAMPTON
State	VA
Zip	23666-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5 R-13 ONE
Legal Description	FORREST RIDGE 2 L24.
Legal Subdivision	FORREST RIDGE
Legal Lot Number	24
Jurisdiction	HAMPTON CITY VA
Township / Civil Division	HAMPTON
Census Block Group	3
Census Block	3000
Census Tract	10307

Owner

Source: Hampton City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 RIDGE LAKE DR, HAMPTON, VA 23666-1861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	20 RIDGE LAKE DR, HAMPTON, VA 23666-1861
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000852
Date	Jan 24, 2024
Instrument	240000852

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hampton City assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Hampton City
Unified School District	Hampton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,300 (+10.08%) Land $90,000 Building $388,300	$478,300 (+10.08%) Land $90,000 Building $388,300
2025	$5,107.00 (+8.2%)	$434,500 (+10.08%) Land $90,000 Building $344,500	$434,500 (+10.08%) Land $90,000 Building $344,500
2023	$4,720.00 (+3.35%)	$394,700 Land $90,000 Building $304,700	$394,700 Land $90,000 Building $304,700
2022	$4,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20