Hampton City property record for 18 Ridge Lake Dr, Hampton, VA 23666
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,202 sqft · built 1995 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Dec 2021) |
| Tax Bill | $5,255 (2025) |
| Deeds & Mortgages | Feb 2009 Mortgage Jun 2023 Line of Credit + 1 more |
| APN | 04B018 02 00023 |
| Primary APN | 04B018 02 00023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,202 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,001 sqft (0.276 acres) |
| Deck Area | 379 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4000633 |
|---|---|
| Street Address | 18 RIDGE LAKE DR |
| City | HAMPTON |
| State | VA |
| Zip | 23666-1861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 R-13 ONE |
| Legal Description | FORREST RIDGE 2 L23. |
| Legal Subdivision | FORREST RIDGE |
| Legal Lot Number | 23 |
| Jurisdiction | HAMPTON CITY VA |
| Township / Civil Division | HAMPTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10307 |
Source: Hampton City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 RIDGE LAKE DR, HAMPTON, VA 23666-1861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2009 | Deed of Trust, Mortgage · ARM NEWPORT NEWS SHIPBUILDING |
| Jun 20, 2023 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Dec 29, 2021 | Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Prior Sale | Aug 1, 2003 · Amount on Record |
| Deed Document Number | 202125726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 18 RIDGE LAKE DR, HAMPTON, VA 23666-1861 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00900/1921 |
|---|---|
| Date | Feb 9, 2009 |
| Book Page | 900/1921 |
| Name | NEWPORT NEWS SHIPBUILDING |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2012 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 18 RIDGE LAKE DR, HAMPTON, VA 23666-1861 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0230007354 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 230007354 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Recording Date | Dec 29, 2021 |
| Property Address | 18 RIDGE LAKE DR, HAMPTON, VA 23666-1861 |
| Document Number | 0210025726 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 210025726 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 RIDGE LAKE DR, HAMPTON, VA 23666-1861 |
| Document Number | 0210025727 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 210025727 |
| Name | OVM FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Hampton City assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Hampton City |
| Unified School District | Hampton City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $488,000 (+9.05%) Land $90,000 Building $398,000 | $488,000 (+9.05%) Land $90,000 Building $398,000 | |
| 2025 | $5,255.00 (+8.31%) | $447,500 (+10.19%) Land $90,000 Building $357,500 | $447,500 (+10.19%) Land $90,000 Building $357,500 |
| 2023 | $4,852.00 (+3.32%) | $406,100 Land $90,000 Building $316,100 | $406,100 Land $90,000 Building $316,100 |
| 2022 | $4,696.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 500 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures