Essex County and Marblehead Town property record for 22 Richard Rd, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,731 sqft · built 1984 |
| Lot Size | 0.264 acres (11,487 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $694,000 (Jun 2012) |
| Tax Bill | $9,732 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0050 B:0039 L:0 |
| Primary APN | MARB M:0050 B:0039 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,731 sqft Living Area |
| Gross Area | 6,362 sqft |
| Basement Area | 1,542 sqft |
| Unfinished Basement | 1,542 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,487 sqft (0.264 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 22 RICHARD RD |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-2059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | MARBLEHEAD |
| Legal Block | 39 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 203100 |
Source: Essex County and Marblehead Town records · APN MARB M:0050 B:0039 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 RICHARD RD, MARBLEHEAD, MA 01945-2059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Feb 22, 2022 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2012 · Amount on Record |
| Deed Sale | Jun 07, 2012 · Amount on Record |
| Prior Sale | Jun 24, 2003 |
| Deed Book / Page | 31412 / 49 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 22 RICHARD RD, MARBLEHEAD, MA 01945-2059 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039947-354 |
|---|---|
| Date | Jun 03, 2021 |
| Book Page | 39947/354 |
| Instrument | 20210603005600 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 22 RICHARD RD, MARBLEHEAD, MA 01945-2059 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040743-187 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 40743/187 |
| Instrument | 20220222005220 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,732.00 (+13.28%) | $1,075,400 (+12.16%) Land $481,900 Building $593,500 | $1,260,175 |
| 2024 | $8,591.00 (-0.17%) | $958,800 (+11.41%) Land $481,900 Building $476,900 | |
| 2023 | $8,606.00 | $860,600 Land $440,600 Building $420,000 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1978–2021) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 725 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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