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12 Richard Rd, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 12 Richard Rd, Marblehead, MA 01945 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 6,413 sqft · built 1994
Lot Size0.504 acres (21,941 sqft)
Owner2 Individual Names on File
Last Sale$1,374,000 (Jul 2019)
Tax Bill$16,477 (2025)
Deeds & MortgagesJul 2021 Mortgage
Mar 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNMARB M:0050 B:0036 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0050 B:0036 L:0

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area6,413 sqft Living Area
Gross Area8,466 sqft
Basement Area1,740 sqft
Unfinished Basement435 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area21,941 sqft (0.504 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address12 RICHARD RD
CityMARBLEHEAD
StateMA
Zip01945-2059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block36
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group2
Census Block2002
Census Tract203100

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0050 B:0036 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 RICHARD RD, MARBLEHEAD, MA 01945-2059
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · ARM
MORGAN STANLEY CREDIT CORP
Mar 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MORGAN STANLEY CREDIT CORP
Jul 31, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2019 · Amount on Record
Deed SaleJul 31, 2019 · Amount on Record
Prior SaleJun 12, 2002 · Amount on Record
Deed Document Number20196730
Deed Book / Page37716 / 379
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address12 RICHARD RD, MARBLEHEAD, MA 01945-2059
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040098-51
DateJul 20, 2021
Book Page40098/51
Instrument20210720003280
Lender
NameMORGAN STANLEY CREDIT CORP
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateAug 01, 2031
IndexOther
Margin3

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address12 RICHARD RD, MARBLEHEAD, MA 01945-2059
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38372-418
DateMar 30, 2020
Book Page38372/418
Instrument20200330000040
Lender
NameMORGAN STANLEY CREDIT CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateJul 31, 2019
Property Address12 RICHARD RD, MARBLEHEAD, MA 01945-2059
Document Number37716-379
Book / Page037716 / 000379
Instrument DateJul 31, 2019
Instrument1907316730
Transaction TypeTransfer
Record UpdatedAug 20, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$6,265.44
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 RICHARD RD MARBLEHEAD MA 019452059, MARBLEHEAD, MA 01945-2059

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$16,477.00 (+3.19%)$1,820,700 (+2.17%) Land $610,000 Building $1,210,700$1,785,430
2024$15,968.00 (+6.56%)$1,782,100 (+18.93%) Land $610,000 Building $1,172,100
2023$14,985.00$1,498,500 Land $557,700 Building $940,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092031002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1978–2021)
Claims Outside the SFHA2 of 7
Most Recent ClaimJul 2021, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 725 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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