10 Richard Rd, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 10 Richard Rd, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 6,092 sqft · built 1993
Lot Size0.258 acres (11,217 sqft)
Owner2 Individual Names on Record
Last Sale$960,000 (Jun 2010)
Tax Bill$13,544 (2026)
Deeds & MortgagesMay 2020 Mortgage
Nov 2020 Refinance
Flood ZoneZone X (minimal risk)
APNMARB M:0050 B:0035 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0050 B:0035 L:0

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area6,092 sqft Living Area
Gross Area10,186 sqft
Basement Area2,366 sqft
Unfinished Basement1,183 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,217 sqft (0.258 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address10 RICHARD RD
CityMARBLEHEAD
StateMA
Zip01945-2059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal SubdivisionMARBLEHEAD
Legal Block35
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group2
Census Block2002
Census Tract203100

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 RICHARD RD, MARBLEHEAD, MA 01945-2059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2020Deed of Trust, Mortgage · Balloon Mortgage
BROTHERHOOD CU
Nov 24, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MORTGAGE EQUITY PARTNERS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2010 · Amount on Record
Deed SaleJun 29, 2010 · Amount on Record
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address10 RICHARD RD, MARBLEHEAD, MA 01945-2059
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38528-510
DateMay 19, 2020
Book Page38528/510
Instrument20200519000570
Lender
NameBROTHERHOOD CU
TypeCredit Union
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term301 Months
DueJun 1, 2045

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address10 RICHARD RD, MARBLEHEAD, MA 01945-2059
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39217-600
DateNov 24, 2020
Book Page39217/600
Instrument20201124002000
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,544.00 (+2.51%)$1,582,200 (+8.37%) Land $478,600 Building $1,103,600$1,802,994 (+3.83%)
2025$13,213.00 (+9.97%)$1,460,000 (+8.87%) Land $478,600 Building $981,400$1,736,505
2024$12,015.00 (+0.23%)$1,341,000 (+11.86%) Land $478,600 Building $862,400
2023$11,988.00$1,198,800 Land $437,600 Building $761,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1978–2021)
Claims Outside the SFHA2 of 7
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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