Monmouth County and Ocean Township property record for 22 Provident Ct, Ocean, NJ 07712 · Last verified October 2025
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,494 sqft · built 1987 |
| Lot Size | 2.84 acres (123,754 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,441 (2024) |
| Deeds & Mortgages | Sep 2018 Transfer Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 37 00034-0000-00028-0000-C38 |
| Primary APN | 37 00034-0000-00028-0000-C38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,494 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| Upper Floors Area | 733 sqft |
| Basement Area | 352 sqft |
| Finished Basement | 282 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 123,754 sqft |
| Garage Type | Built-in |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 170 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | C38 |
|---|---|
| Old Parcel Number | 370003400028C0C38 |
| Street Address | 22 PROVIDENT CT |
| City | OCEAN |
| State | NJ |
| Zip | 07712-7265 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT:28 BLK:34 DIST:37 CITY/MUNI/TWP:OCEAN TWP MAP REF:TAX MAP 17 |
| Legal Block | 34 |
| Legal Lot Number | 28 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 806502 |
Source: Monmouth County and Ocean Township records · APN 37 00034-0000-00028-0000-C38
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 PROVIDENT CT, OCEAN, NJ 07712-7265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 04, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 22, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA CALIFORNIA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Feb 01, 2000 · Amount on Record |
| Last Transfer Date | Sep 04, 2018 |
| Transfer Doc | 0000087774 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 04, 2018 |
| Property Address | 22 PROVIDENT CT, OCEAN, NJ 07712-7265 |
| Document Number | 0000087774 |
| Book / Page | 009310 / 002461 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 87774 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 PROVIDENT CT OCEAN NJ 077127265, OCEAN, NJ 07712-7265 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 22 PROVIDENT CT, OCEAN, NJ 07712-7265 |
| Document Number | 0000030660 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 22 PROVIDENT CT OCEAN NJ 077127265, OCEAN, NJ 07712-7265 |
| Document Number | 0000030660 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 009279/009276 |
| Instrument | 30660 |
| Name | BANK OF AMERICA CALIFORNIA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Ocean Township records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $537,000 (+60.83%) Land $300,000 Building $237,000 | $537,000 (+60.83%) Land $300,000 Building $237,000 | |
| 2024 | $6,441.00 (+15%) | ||
| 2023 | $333,900 Land $115,000 Building $218,900 | $333,900 Land $115,000 Building $218,900 | |
| 2022 | $5,601.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258065022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 3% of the US · above 8% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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