20 Provident Ct, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 20 Provident Ct, Ocean, NJ 07712

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,494 sqft · built 1987
Lot Size2.84 acres (123,754 sqft)
OwnerIndividual Name on File
Last Sale$269,000 (May 2017)
Tax Bill$6,049 (2024)
Deeds & MortgagesNov 2019 Line of Credit
May 2017 Sale
Flood ZoneZone X (minimal risk)
APN37 00034-0000-00028-0000-C36

Property Details

APN / Parcel Number

Primary APN37 00034-0000-00028-0000-C36
Alternative APNs
  • 370003400028C0C36
  • C36

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,494 sqft Living Area
1st Floor Area1,041 sqft
Upper Floors Area625 sqft
Basement Area416 sqft
Finished Basement312 sqft

Exterior

Year BuiltBuilt 1987
Architectural StyleOther
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialShingle
Lot Area123,754 sqft
Garage TypeBuilt-in
Deck Area202 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberC36
Old Parcel Number370003400028C0C36
Street Address20 PROVIDENT CT
CityOCEAN
StateNJ
Zip07712-7265
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-3P
Legal DescriptionLOT:28 BLK:34 DIST:37 CITY/MUNI/TWP:OCEAN TWP MAP REF:TAX MAP 17
Legal Block34
Legal Lot Number28
JurisdictionMONMOUTH NJ
Township / Civil DivisionOCEAN
Census Block Group2
Census Block2005
Census Tract806502

Owner

Source: Monmouth County and Ocean Township assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 PROVIDENT CT, OCEAN, NJ 07712-7265
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2019Deed of Trust, Mortgage · Line of Credit
KEARNY BK
May 26, 2017Grant Deed, Transfer
TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 15, 2017 · Amount on Record
Deed SaleMay 15, 2017 · Amount on Record
Deed Document Number0092287424
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address20 PROVIDENT CT, OCEAN, NJ 07712-7265
Document Number0000118946
Instrument DateNov 30, 2019
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 PROVIDENT CT OCEAN NJ 077127265, OCEAN, NJ 07712-7265

Mortgage

Document Number0000118946
DateDec 12, 2019
Book Page009385/001841
Instrument118946
Lender
NameKEARNY BK
AddressFAIRFIELD, NJ 07004
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateMay 26, 2017
Property Address20 PROVIDENT CT, OCEAN, NJ 07712-7265
Document Number0000051769
Book / Page009228 / 007424
Instrument DateMay 15, 2017
Instrument51769
Transaction TypeTransfer
Record UpdatedJun 22, 2017
Title CompanyTWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$269.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 PROVIDENT CT OCEAN NJ 077127265, OCEAN, NJ 07712-7265

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionOcean Township
Unified School DistrictOcean Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$483,500 (+57.7%) Land $300,000 Building $183,500$483,500 (+57.7%) Land $300,000 Building $183,500
2024$6,049.00 (+17.46%)
2023$306,600 Land $115,000 Building $191,600$306,600 Land $115,000 Building $191,600
2022$5,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Optimum Communications
Cable · Fiber in parts of the area
940 / 35

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