Monmouth County and Ocean Township property record for 23 Provident Ct, Ocean, NJ 07712
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,446 sqft · built 1987 |
| Lot Size | 2.84 acres (123,754 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,969 (2024) |
| Deeds & Mortgages | May 2018 Line of Credit Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37 00034-0000-00028-0000-C39 |
| Primary APN | 37 00034-0000-00028-0000-C39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,446 sqft Living Area |
| 1st Floor Area | 1,041 sqft |
| Upper Floors Area | 669 sqft |
| Basement Area | 416 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 123,754 sqft |
| Garage Type | Built-in |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 170 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | C39 |
|---|---|
| Old Parcel Number | 370003400028C0C39 |
| Street Address | 23 PROVIDENT CT |
| City | OCEAN |
| State | NJ |
| Zip | 07712-7265 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT:28 BLK:34 DIST:37 CITY/MUNI/TWP:OCEAN TWP MAP REF:TAX MAP 17 |
| Legal Block | 34 |
| Legal Lot Number | 28 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 806502 |
Source: Monmouth County and Ocean Township records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 PROVIDENT CT, OCEAN, NJ 07712-7265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2018 | Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA |
| Mar 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2003 |
| Deed Sale | Aug 29, 2003 |
| Prior Sale | Aug 12, 1994 · Amount on Record |
| Deed Document Number | 0000829942 |
| Deed Book / Page | 5659 / 969 |
| Prior Transfer Date | Oct 24, 1997 |
| Prior Transfer Doc | 0005659969 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 23 PROVIDENT CT, OCEAN, NJ 07712-7265 |
| Document Number | 0000051595 |
| Instrument Date | May 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 23 PROVIDENT CT #23 OCEAN NJ 077127265, 23, OCEAN, NJ 07712-7265 |
| Document Number | 0000051595 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 009289/001470 |
| Instrument | 51595 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 23 PROVIDENT CT, OCEAN, NJ 07712-7265 |
| Document Number | 0000029690 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Title Company | ALL PRO TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 23 PROVIDENT CT #39 OCEAN NJ 077127265, 39, OCEAN, NJ 07712-7265 |
| Document Number | 0000029690 |
|---|---|
| Date | Mar 23, 2018 |
| Book Page | 009279/005125 |
| Instrument | 29690 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2048 |
Source: Monmouth County and Ocean Township assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $498,400 (+65.75%) Land $300,000 Building $198,400 | $498,400 (+65.75%) Land $300,000 Building $198,400 | |
| 2024 | $5,969.00 (+18.13%) | ||
| 2023 | $300,700 Land $115,000 Building $185,700 | $300,700 Land $115,000 Building $185,700 | |
| 2022 | $5,053.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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