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22 Prospect St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 22 Prospect St, Marblehead, MA 01945 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,023 sqft · built 1850
Lot Size0.053 acres (2,291 sqft)
OwnerCompany Name on File
Last Sale$385,000 (Oct 2005)
Tax Bill$5,684 (2025)
Deeds & MortgagesJul 2023 Transfer
Oct 2021 Refinance
Flood ZoneZone X (minimal risk)
APNMARB M:0115 B:0016 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0115 B:0016 L:0

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,023 sqft Living Area
Gross Area1,670 sqft
Basement Area476 sqft
Unfinished Basement286 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,291 sqft (0.053 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address22 PROSPECT ST
CityMARBLEHEAD
StateMA
Zip01945-3154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block16
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1003
Census Tract203200

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0115 B:0016 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address22 PROSPECT ST, MARBLEHEAD, MA 01945-3154
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 03, 2023Quit Claim Deed, Transfer
Quitclaim
Oct 05, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 2005 · Amount on Record
Deed SaleOct 28, 2005 · Amount on Record
Prior SaleJul 25, 1996 · Amount on Record
Last Transfer DateJun 05, 2023
Transfer Doc0041645-99
Record UpdatedSep 20, 2026

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateJul 03, 2023
Property Address22 PROSPECT ST, MARBLEHEAD, MA 01945-3154
Document Number0041645-99
Book / Page41645 / 99
Instrument DateJun 05, 2023
Instrument20230703000090
Transaction TypeTransfer
Record UpdatedJul 21, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 PROSPECT ST, MARBLEHEAD, MA 01945-3154

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address22 PROSPECT ST, MARBLEHEAD, MA 01945-3154
Transaction TypeMortgage
Record UpdatedOct 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number40351-159
DateOct 05, 2021
Book Page40351/159
Instrument20211005003460
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueNov 01, 2031

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,684.00 (-4.98%)$628,100 (-5.92%) Land $474,800 Building $153,300$735,015
2024$5,982.00 (+13.81%)$667,600 (+27.02%) Land $517,000 Building $150,600
2023$5,256.00$525,600 Land $401,000 Building $124,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092032001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims56 (1978–2018)
Claims Outside the SFHA6 of 56
Most Recent ClaimMar 2018, tidal / storm surge, Severe Winter Storm And Flooding
Claims By Storm
  • Winter Coastal Storm, Dec 1992 · 8 claims
  • Coastal Storm, Oct 1991 · 16 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 759 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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