20 Prospect St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 20 Prospect St, Marblehead, MA 01945 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Bathrooms	1.5 Baths
Architecture Style	Other
Year Built	Built 1858
Square Footage	1,187 sqft Living Area
Lot Size	2,252 sqft (0.052 acres)
Last Sale	$960,000 (2024)
Tax Bill	$7,840.00 (2025)

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0115 B:0015 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	54 LONGVIEW DR, MARBLEHEAD, MA 01945-1163
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2023	Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage GUARANTEED RATE INC
Jun 30, 2022	Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage MARBLEHEAD SAVINGS BANK
Apr 21, 2020	Deed of Trust, Mortgage · Stand Alone Refinance BANK OF AMERICA NA
Sep 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2024 · Amount on Record
Deed Sale	Sep 10, 2024 · Amount on Record
Prior Sale	Sep 01, 2023 · Amount on Record
Record Refreshed	Sep 20, 2026

September 2023: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	MARBLEHEAD MA
Recording Date	Sep 01, 2023
Property Address	20 PROSPECT ST, MARBLEHEAD, MA 01945-3154
Document Number	041744-183
Book / Page	41744 / 183
Instrument Date	Sep 01, 2023
Instrument	20230901001700
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	20 PROSPECT ST, MARBLEHEAD, MA 01945-3154

Mortgage

Document Number	230901001710
Date	Sep 01, 2023
Instrument	230901001710

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

June 2022: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	MARBLEHEAD MA
Recording Date	Jun 30, 2022
Property Address	20 PROSPECT ST, MARBLEHEAD, MA 01945-3154
Document Number	041037-315
Book / Page	41037 / 315
Instrument Date	Jun 30, 2022
Instrument	20220630001930
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 OCEAN AVE, MARBLEHEAD, MA 01945-3708

Mortgage

Document Number	220630001940
Date	Jun 30, 2022
Instrument	220630001940

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	20 PROSPECT ST, MARBLEHEAD, MA 01945-3154
Transaction Type	Mortgage
Record Updated	Apr 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38434-372
Date	Apr 21, 2020
Book Page	38434/372
Instrument	20200421002030

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2035

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Sep 16, 2019
Property Address	20 PROSPECT ST, MARBLEHEAD, MA 01945-3154
Document Number	37845-521
Book / Page	037845 / 000521
Instrument Date	Sep 16, 2019
Instrument	1909165080
Transaction Type	Transfer
Record Updated	Oct 02, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,983.60
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PROSPECT ST MARBLEHEAD MA 019453154, MARBLEHEAD, MA 01945-3154

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,840.00 (+24.62%)	$866,300 (+23.39%) Land $474,200 Building $392,100	$1,009,945
2024	$6,291.00 (+13.03%)	$702,100 (+26.14%) Land $516,300 Building $185,800
2023	$5,566.00	$556,600 Land $400,400 Building $156,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`MARB M:0115 B:0015 L:0`

Interior

Bedrooms	1 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	1,187 sqft Living Area
Gross Area	1,496 sqft Gross Area
Basement Area	448 sqft Basement
Unfinished Basement	448 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1858
Effective Year Built	Effective 1858
Architectural Style	Other Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	2,252 sqft (0.052 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	20 PROSPECT ST
City	MARBLEHEAD
State	MA
Zip	01945-3154
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	15
Jurisdiction	MARBLEHEAD MA
Minor Civil Division	MARBLEHEAD
Census Blockgroup	1
Census Block	1003
Census Tract	203200

20 Prospect St, Marblehead, MA 01945 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2023: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2022: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number