10 Prospect St, #1, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 10 Prospect St, #1, Marblehead, MA 01945

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,050 sqft · built 1850
Lot Size	0.076 acres (3,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jul 2025)
Tax Bill	$3,957 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0115 B:034A L:1`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0115 B:034A L:1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,050 sqft Living Area
Gross Area	1,575 sqft
Basement Area	525 sqft
Unfinished Basement	525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	10 PROSPECT ST, 1
City	MARBLEHEAD
State	MA
Zip	01945-3132
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	BR
Legal Block	34A
Legal Lot Number	1
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	1
Census Block	1000
Census Tract	203200

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 PROSPECT ST, 1, MARBLEHEAD, MA 01945-3132
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Jul 27, 2011 · Amount on Record
Deed Book / Page	42839 / 260
Record Updated	Oct 29, 2026

July 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Jul 18, 2025
Property Address	10 PROSPECT ST # 1, 1, MARBLEHEAD, MA 01945-3132
Document Number	042839-260
Book / Page	42839 / 260
Instrument Date	Jul 18, 2025
Instrument	20250718003490
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8-10 PROSPECT ST # 1, 1, MARBLEHEAD, MA 01945-3132

Mortgage

Document Number	20250718003500
Date	Jul 18, 2025
Instrument	20250718003500

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,957.00 (-2.82%)	$462,300 (+2.76%) Building $462,300	$498,863 (-3.75%)
2025	$4,072.00 (+0.94%)	$449,900 (-0.07%) Building $449,900	$518,320
2024	$4,034.00 (+8.41%)	$450,200 (+20.99%) Building $450,200
2023	$3,721.00	$372,100 Building $372,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	56 (1978–2018)
Claims Outside the SFHA	6 of 56
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Winter Coastal Storm, Dec 1992 · 8 claims Coastal Storm, Oct 1991 · 16 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20