Bergen County and Ramsey Borough property record for 22 Pine St, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2018 |
| Square Footage | 3,054 sqft Living Area |
| Lot Size | 20,778 sqft (0.477 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $26,018.00 (2025) |
| Primary APN | 48-03501-0000-00003 |
|---|---|
| Alternative APN |
|
| Building Area | 3,054 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame Construction |
| Lot Area | 20,778 sqft (0.477 acres) |
| Depth X Width | 208 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 22 PINE ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2303 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.477AC |
| Legal Block | 3501 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RAMSEY |
| Census Blockgroup | 4 |
| Census Block | 4020 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-03501-0000-00003
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 PINE ST, RAMSEY, NJ 07446-2303 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 08, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) ADVANCIAL FCU |
| Jan 22, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance VALLEY NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2003 |
| Deed Sale | Apr 15, 2003 |
| Deed Book / Page | 8567 / 842 |
| Prior Transfer Date | Mar 31, 2003 |
| Prior Transfer Doc | 8567000842 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 PINE ST, RAMSEY, NJ 07446-2303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025562017 |
|---|---|
| Date | Mar 08, 2017 |
| Book Page | 02556/2017 |
| Instrument | 17-021103.01 |
| Name | ADVANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | DALLAS, TX 75201 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 PINE ST, RAMSEY, NJ 07446-2303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034681353 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 3468/1353 |
| Instrument | 2020005689 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2049 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,262,700 (-0.07%) Land $409,800 Building $852,900 | $1,262,700 (-0.07%) Land $409,800 Building $852,900 | |
| 2025 | $26,018.00 (+16.69%) | $1,263,600 (+59.93%) Land $409,800 Building $853,800 | $1,263,600 (+59.93%) Land $409,800 Building $853,800 |
| 2024 | $22,296.00 (+7.59%) | ||
| 2023 | $790,100 Land $271,900 Building $518,200 | $790,100 Land $271,900 Building $518,200 | |
| 2022 | $20,724.00 |
22 Pine St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures