40 Pine St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 40 Pine St, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1957
Square Footage	2,310 sqft Living Area
Lot Size	20,778 sqft (0.477 acres)
Occupancy	Owner Occupied
Last Sale	$340,000 (2017)
Tax Bill	$17,298.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`48-03501-0000-00005`
Alternative APN	`480350100005`

Interior

Building Area	2,310 sqft Living Area
1st Floor	2,310 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame Construction
Lot Area	20,778 sqft (0.477 acres)
Depth X Width	208 ft x 100 ft Depth x Width

Location & Zoning

Street Address	40 PINE ST
City	RAMSEY
State	NJ
Zip	07446-2303
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.477AC
Legal Block	3501
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	4
Census Block	4020
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-03501-0000-00005

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 PINE ST, RAMSEY, NJ 07446-2303
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2017 · Amount on Record
Deed Sale	Oct 24, 2017 · Amount on Record
Prior Sale	May 03, 2002 · Amount on Record
Deed Doc Number	20178010401
Deed Book / Page	2763 / 1043
Record Refreshed	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	40 PINE ST, RAMSEY, NJ 07446-2303
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025181519
Date	Jan 27, 2017
Book Page	02518/1519
Instrument	17-009119

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 07, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$844,100 (+0.48%) Land $409,800 Building $434,300	$844,100 (+0.48%) Land $409,800 Building $434,300
2025	$17,298.00 (+14.56%)	$840,100 (+57%) Land $409,800 Building $430,300	$840,100 (+57%) Land $409,800 Building $430,300
2024	$15,100.00 (+7.59%)
2023		$535,100 Land $271,900 Building $263,200	$535,100 Land $271,900 Building $263,200
2022	$14,035.00

Flood & Wildfire

40 Pine St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.