Bergen County and Ramsey Borough property record for 11 Pine St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,416 sqft · built 1959 |
| Lot Size | 0.238 acres (10,367 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,500 (Dec 2016) |
| Tax Bill | $12,998 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03210-0000-00011 |
| Primary APN | 48-03210-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Lot Area | 10,367 sqft (0.238 acres) |
| Lot Dimensions | 115 ft deep x 90 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 11 PINE ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.238AC |
| Legal Block | 3210 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-03210-0000-00011
Assessment roll updated June 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 PINE ST, RAMSEY, NJ 07446-2301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 24, 2021 | Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2016 · Amount on Record |
| Deed Sale | Dec 08, 2016 · Amount on Record |
| Prior Sale | Sep 04, 2012 · Amount on Record |
| Deed Document Number | 201695429 |
| Deed Book / Page | 2462 / 1929 |
| Last Transfer Date | Mar 10, 2021 |
| Transfer Doc | 0043911916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 PINE ST, RAMSEY, NJ 07446-2301 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0040020377 |
|---|---|
| Date | Mar 08, 2021 |
| Book Page | 4002/377 |
| Instrument | 2021032699 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 24, 2021 |
| Property Address | 11 PINE ST, RAMSEY, NJ 07446-2301 |
| Document Number | 0043911916 |
| Book / Page | 4391 / 1916 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 2021149765 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11 PINE ST, RAMSEY, NJ 07446-2301 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $633,500 (+0.35%) Land $385,700 Building $247,800 | $633,500 (+0.35%) Land $385,700 Building $247,800 | |
| 2025 | $12,998.00 (+7.84%) | $631,300 (+47.81%) Land $385,700 Building $245,600 | $631,300 (+47.81%) Land $385,700 Building $245,600 |
| 2024 | $12,053.00 (+7.6%) | ||
| 2023 | $427,100 Land $257,900 Building $169,200 | $427,100 Land $257,900 Building $169,200 | |
| 2022 | $11,202.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 296 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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