21 Pearl St, Patchogue, NY 11772 Property Records

Suffolk County and Brookhaven Town property record for 21 Pearl St, Patchogue, NY 11772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,530 sqft · built 1940
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$232,508 (Apr 2017)
Tax Bill$11,873 (2024)
Deeds & MortgagesAug 2021 Refinance
Aug 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN0204-017.00-03.00-021.000

Property Details

APN / Parcel Number

Primary APN0204-017.00-03.00-021.000
Alternative APNs
  • 472207 017.00-03-021.000
  • 220701700000030210000000
  • 00008310235
  • 0008310235
  • 8310235

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,530 sqft Total Area
1st Floor Area1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
View / LotWaterfront

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Account Number8310235
Street Address21 PEARL ST
CityPATCHOGUE
StateNY
Zip11772-3830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN SPANO E SONNENREICH S PEARL ST SE
Legal SubdivisionPATCHOGUE (A TO L)
Legal Block7000
Legal Lot Number300
JurisdictionSUFFOLK NY
Township / Civil DivisionBROOKHAVEN
Census Block Group1
Census Block1011
Census Tract159000

Owner

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 PEARL ST, PATCHOGUE, NY 11772-3830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CARDINAL FINANCIAL COMPANY LP
Aug 13, 2021Deed, Transfer
May 4, 2018Quit Claim Deed, Transfer
CONTOUR MTG
Apr 24, 2017Grant Deed, Transfer
ATLANTIC TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2017 · Amount on Record
Deed SaleApr 24, 2017 · Amount on Record
Prior SaleJun 7, 2001 · Amount on Record
Deed Book / PageD00012909 / 813
Prior Transfer DateFeb 20, 2008
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address21 PEARL ST, PATCHOGUE, NY 11772-3830
Transaction TypeMortgage
Record UpdatedFeb 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233130019
DateAug 13, 2021
Book Page23313/19
InstrumentDM029464
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateAug 13, 2021
Property Address21 PEARL ST, PATCHOGUE, NY 11772-3830
Document Number0131160084
Book / Page13116 / 84
Instrument DateMay 13, 2021
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 PEARL ST, PATCHOGUE, NY 11772-3830

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUFFOLK NY
Recording DateMay 4, 2018
Property Address21 PEARL ST, PATCHOGUE, NY 11772-3830
Document Number0129600226
Book / Page012960 / 000226
Instrument DateFeb 27, 2018
Transaction TypeTransfer
Record UpdatedMay 20, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$908.00
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 OAK ST MEDFORD NY 117634035, MEDFORD, NY 11763-4035

Mortgage

Document Number229230135
DateMay 4, 2018
Book Page022923/000135
Lender
NameCONTOUR MTG
TypeMortgage Company
Address990 STEWART AVE # 660, GARDEN CITY, NY 11530-4853
Agreement
AmountAmount Recorded
Term360 Months
DueMay 3, 2048

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateApr 24, 2017
Property Address21 PEARL ST, PATCHOGUE, NY 11772-3830
Document Number0129090813
Book / Page012909 / 000813
Instrument DateMar 1, 2017
Transaction TypeTransfer
Record UpdatedAug 29, 2017
Title CompanyATLANTIC TITLE INC

Transaction

AmountAmount Recorded
Tax$930.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionBrookhaven Town
MunicipalityPatchogue Village
Unified School DistrictPatchogue-Medford Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,300 (-) Land $300 Building $2,000$479,167 (+65%) Land $56,604 Building $377,358
2024$11,873.00
2023$2,300 Land $300 Building $2,000$63,889 Land $8,333 Building $55,556

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 73 policies
Nearby Flood Policies73 in force
Nearby Flood Claims144 (1978–2024)
Claims Outside the SFHA30 of 144
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 68 claims
  • Hurricane Irene, Aug 2011 · 24 claims
  • Severe Blizzard, Mar 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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