22 N Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 22 N Commonwealth Ave, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1913
Square Footage1,682 sqft Living Area
Lot Size6,600 sqft (0.152 acres)
GarageDetached
Last Sale$295,000 (2024)
Tax Bill$6,166.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-14-301-020

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,682 sqft Living Area
Gross Area2,628 sqft Gross Area
Basement Area946 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Construction TypeFrame Construction
Lot Area6,600 sqft (0.152 acres)
Depth X Width132 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address22 N COMMONWEALTH AVE
CityELGIN
StateIL
Zip60123-5228
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWASHINGTON HEIGHTS ADDN LOT 3 BLOCK 2
Legal SubdivisionASHINGTON HEIGHTS ADDN
Legal Block2
Legal Lot Number3
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup4
Census Block4023
Census Tract851101

Owner

Source: Kane County records · APN 06-14-301-020

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address770 HAMMOND AVE, ELGIN, IL 60120-8430
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenants In Common

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Apr 12, 2024Warranty Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 12, 2024 · Amount on Record
Deed SaleApr 12, 2024 · Amount on Record
Deed Doc Number202411924
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address22 N COMMONWEALTH AVE, ELGIN, IL 60123-5228
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 N COMMONWEALTH AVE, ELGIN, IL 60123-5228

Mortgage

Document Number0000009944
DateMar 12, 2026
Instrument2026K009944
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2041

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 12, 2024
Property Address22 N COMMONWEALTH AVE, ELGIN, IL 60123-5228
Document Number0000011924
Instrument DateApr 09, 2024
Instrument2024K011924
Transaction TypeTransfer
Record UpdatedApr 19, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$295.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address22 N COMMONWEALTH AVE, ELGIN, IL 60123-5228

Mortgage

Document Number0000011925
DateApr 12, 2024
Instrument2024K011925
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054
Interest
Rate TypeFixed Rate
Rate6.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,166.00 (+15.84%)
2024$81,814 (+21.39%) Land $14,313 Building $67,501$245,540 (+21.44%) Land $42,956 Building $202,584
2022$5,323.00 (+4.66%) Homeowner's exemption$67,396 (+6.96%) Land $11,791 Building $55,605$202,188 (+6.96%) Land $35,373 Building $166,815
2021$5,086.00 Homeowner's exemption$63,011 Land $11,024 Building $51,987$189,033 Land $33,072 Building $155,961

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