31 N Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 31 N Commonwealth Ave, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1912
Square Footage	1,510 sqft Living Area
Lot Size	10,296 sqft (0.236 acres)
Occupancy	Owner Occupied
Last Sale	$265,000 (2022)
Tax Bill	$6,358.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-14-302-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,510 sqft Living Area
Gross Area	2,265 sqft Gross Area
Basement Area	755 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Construction Type	Frame Construction
Lot Area	10,296 sqft (0.236 acres)
Depth X Width	132 ft x 78 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Location & Zoning

Street Address	31 N COMMONWEALTH AVE
City	ELGIN
State	IL
Zip	60123-5227
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WASHINGTON HEIGHTS ADDN LOT 14 BLOCK 1
Legal Subdivision	ASHINGTON HEIGHTS ADDN
Legal Block	1
Legal Lot Number	14
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	4
Census Block	4022
Census Tract	851101

Owner

Source: Kane County records · APN 06-14-302-005

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	31 N COMMONWEALTH AVE, ELGIN, IL 60123-5227
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenants In Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2022 · Amount on Record
Deed Sale	Aug 03, 2022 · Amount on Record
Prior Sale	Apr 07, 2015 · Amount on Record
Deed Doc Number	202239439
Record Refreshed	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 03, 2022
Property Address	31 N COMMONWEALTH AVE, ELGIN, IL 60123-5227
Document Number	0000039439
Instrument Date	Jul 21, 2022
Instrument	2022K039439
Transaction Type	Transfer
Record Updated	Aug 09, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 N COMMONWEALTH AVE, 31, ELGIN, IL 60123-5227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 N COMMONWEALTH AVE, ELGIN, IL 60123-5227

Mortgage

Document Number	0000039440
Date	Aug 03, 2022
Instrument	2022K039440

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,358.00 (+15.83%) Homeowner's exemption
2024		$84,135 (+21.39%) Land $18,878 Building $65,257	$252,506 (+21.44%) Land $56,657 Building $195,849
2022	$5,489.00 (+4.65%) Homeowner's exemption	$69,308 (+6.96%) Land $15,551 Building $53,757	$207,924 (+6.96%) Land $46,653 Building $161,271
2021	$5,245.00 Homeowner's exemption	$64,798 Land $14,539 Building $50,259	$194,394 Land $43,617 Building $150,777