16 N Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 16 N Commonwealth Ave, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1945
Square Footage	1,681 sqft Living Area
Lot Size	6,600 sqft (0.152 acres)
Occupancy	Owner Occupied
Last Sale	$144,000 (2012)
Tax Bill	$6,495.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-14-301-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,681 sqft Living Area
Gross Area	2,735 sqft Gross Area
1st Floor	1,681 sqft 1st Floor
Basement Area	1,054 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	6,600 sqft (0.152 acres)
Depth X Width	132 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	16 N COMMONWEALTH AVE
City	ELGIN
State	IL
Zip	60123-5228
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WASHINGTON HEIGHTS ADDN LOT 4 BLOCK 2
Legal Subdivision	ASHINGTON HEIGHTS ADDN
Legal Block	2
Legal Lot Number	4
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	4
Census Block	4023
Census Tract	851101

Owner

Source: Kane County records · APN 06-14-301-021

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16 N COMMONWEALTH AVE, ELGIN, IL 60123-5228
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 17, 2012 · Amount on Record
Deed Sale	Feb 17, 2012 · Amount on Record
Prior Sale	Jun 03, 2011 · Amount on Record
Deed Doc Number	201210193
Prior Transfer Date	Nov 11, 1999
Prior Transfer Doc	0000111203
Record Refreshed	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	16 N COMMONWEALTH AVE, ELGIN, IL 60123-5228
Document Number	0000043593
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 N COMMONWEALTH AVE ELGIN IL 601235228, ELGIN, IL 60123-5228

Mortgage

Document Number	0000043593
Date	Sep 05, 2018
Instrument	43593

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 04, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,495.00 (+15.84%) Homeowner's exemption
2024		$85,788 (+21.39%) Land $14,313 Building $71,475	$257,467 (+21.44%) Land $42,956 Building $214,511
2022	$5,607.00 (+4.63%) Homeowner's exemption	$70,669 (+6.96%) Land $11,791 Building $58,878	$212,007 (+6.96%) Land $35,373 Building $176,634
2021	$5,359.00 Homeowner's exemption	$66,071 Land $11,024 Building $55,047	$198,213 Land $33,072 Building $165,141