22 Monroe St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 22 Monroe St, Waldwick, NJ 07463

Property Summary

Property TypeSingle Family Home
Details2,290 sqft · built 1952
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Jun 2005)
Tax Bill$14,422 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN64-00134-02-00018

Property Details

APN / Parcel Number

Primary APN64-00134-02-00018
Alternative APNs
  • 6400134000200018
  • 6400134B00018

Interior

Stories2 Stories
Building Area2,290 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area21,780 sqft (0.5 acres)
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number6400134B00018
Street Address22 MONROE ST
CityWALDWICK
StateNJ
Zip07463-1411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.5AC
Legal Block134.2
Legal Lot Number18
JurisdictionBERGEN NJ
Township / Civil DivisionWALDWICK
Census Block Group3
Census Block3023
Census Tract56200

Owner

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22 MONROE ST, WALDWICK, NJ 07463-1411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP
Jan 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
NJ LENDERS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2005 · Amount on Record
Deed SaleJun 3, 2005 · Amount on Record
Deed Book / Page8822 / 652
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address22 MONROE ST, WALDWICK, NJ 07463-1411
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038521090
DateDec 7, 2020
Book Page3852/1090
Instrument20-129184
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 1, 2040

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address22 MONROE ST, WALDWICK, NJ 07463-1411
Document Number0028670570
Instrument DateJan 24, 2018
Transaction TypeMortgage
Record UpdatedMar 5, 2018
Title CompanyTWO RIVERS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22 MONROE ST WALDWICK NJ 074631411, WALDWICK, NJ 07463-1411

Mortgage

Document Number0028670570
DateFeb 16, 2018
Book Page002867/000570
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 15, 2048

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityWaldwick Borough
Unified School DistrictWaldwick Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$628,400 (-) Land $356,400 Building $272,000$628,400 (-) Land $356,400 Building $272,000
2025$14,422.00 (+3.67%)$628,400 (+19.86%) Land $356,400 Building $272,000$628,400 (+19.86%) Land $356,400 Building $272,000
2024$13,912.00 (-6.83%)
2023$524,300 Land $310,900 Building $213,400$524,300 Land $310,900 Building $213,400
2022$14,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims13 (1999–2021)
Claims Outside the SFHA4 of 13
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 5 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDWICK WATER DEPT
serves 10,208 people · EPA ID NJ0264001
Water SourceGroundwater
Last State InspectionMar 2026
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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