26 Monroe St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 26 Monroe St, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,897 sqft · built 1928
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Oct 2025)
Tax Bill	$14,328 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00134-02-00020`

Property Details

APN / Parcel Number

Primary APN	`64-00134-02-00020`
Alternative APNs	`6400134000200020` `6400134B00020`

Interior

Stories	1 Story
Building Area	1,897 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Cape Cod
Exterior Material	Frame
Construction Type	Frame
Lot Area	28,750 sqft (0.66 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	6400134B00020
Street Address	26 MONROE ST
City	WALDWICK
State	NJ
Zip	07463-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.66 AC
Legal Block	134
Legal Lot Number	20
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3023
Census Tract	56200

Owner

26 Monroe St is owned and occupied by two individuals who bought it in October 2025.

Source: Bergen County and Waldwick Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 MONROE ST, WALDWICK, NJ 07463-1411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Deed Document Number	202574026
Deed Book / Page	5634 / 1333
Prior Transfer Date	Apr 19, 2016
Prior Transfer Doc	0022460698
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 30, 2025
Property Address	26 MONROE ST, WALDWICK, NJ 07463-1411
Document Number	0056341333
Book / Page	5634 / 1333
Instrument Date	Oct 7, 2025
Instrument	2025074026
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MAINE STREET TITLE SERVICES, MAIN STREET TTL & STLMT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 MAIN ST, HACKENSACK, NJ 07601-7102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 MONROE ST, WALDWICK, NJ 07463-1411

Mortgage

Document Number	2025074027
Date	Oct 30, 2025
Instrument	2025074027

Lender

Name	AMWEST FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 26 Monroe St was $14,328, up 3.7% from the year before.

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$624,300 (-) Land $364,500 Building $259,800	$624,300 (-) Land $364,500 Building $259,800
2025	$14,328.00 (+3.66%)	$624,300 Land $364,500 Building $259,800	$624,300 Land $364,500 Building $259,800
2024	$13,822.00
2023		$505,900 Land $318,300 Building $187,600	$505,900 Land $318,300 Building $187,600
2022	$14,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Monroe St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20