Bergen County and Waldwick Borough property record for 13 Monroe St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,579 sqft · built 1951 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Mar 2021) |
| Tax Bill | $12,641 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00120-01-00031 |
| Primary APN | 64-00120-01-00031 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,579 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400120A00031 |
|---|---|
| Street Address | 13 MONROE ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X100 3LT |
| Legal Subdivision | HIGHLANDS SEC 4 |
| Legal Block | 120.1 |
| Legal Lot Number | 31 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 MONROE ST, WALDWICK, NJ 07463-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage MORTGAGE WORLD BANKERS |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Oct 3, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2021 · Amount on Record |
| Deed Sale | Mar 10, 2021 · Amount on Record |
| Prior Sale | Jan 21, 2016 · Amount on Record |
| Deed Document Number | 202134492 |
| Deed Book / Page | 4007 / 1618 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 10, 2021 |
| Property Address | 13 MONROE ST, WALDWICK, NJ 07463-1410 |
| Document Number | 0040071618 |
| Book / Page | 4007 / 1618 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2021034492 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | SAFELAND TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,271.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 RUSTIC DR, WALDWICK, NJ 07463-2417 |
| Name | Verified Name |
|---|---|
| Address | 13 MONROE ST, WALDWICK, NJ 07463-1410 |
| Document Number | 0040071624 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 4007/1624 |
| Instrument | 2021034493 |
| Name | MORTGAGE WORLD BANKERS |
|---|---|
| Type | Mortgage Company |
| Address | ASTORIA, NY 11103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 13 MONROE ST, WALDWICK, NJ 07463-1410 |
| Document Number | 0036111546 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 MONROE ST WALDWICK NJ 074631410, WALDWICK, NJ 07463-1410 |
| Document Number | 0036111546 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 003611/001546 |
| Instrument | 20053901 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48225-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 13 MONROE ST, WALDWICK, NJ 07463-1410 |
| Document Number | 0027650223 |
| Book / Page | 002765 / 000223 |
| Instrument Date | Oct 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 MONROE ST WALDWICK NJ 074631410, WALDWICK, NJ 07463-1410 |
| Document Number | 0027650223 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 002765/000223 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2047 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $550,800 (-) Land $260,100 Building $290,700 | $550,800 (-) Land $260,100 Building $290,700 | |
| 2025 | $12,641.00 (+3.67%) | $550,800 (+32.4%) Land $260,100 Building $290,700 | $550,800 (+32.4%) Land $260,100 Building $290,700 |
| 2024 | $12,194.00 (+2.93%) | ||
| 2023 | $416,000 Land $223,400 Building $192,600 | $416,000 Land $223,400 Building $192,600 | |
| 2022 | $11,847.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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