Bergen County and Demarest Borough property record for 22 Lois Ave, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 3,112 sqft · built 2023 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,635,000 (Apr 2024) |
| Tax Bill | $28,445 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage May 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00158-0000-00019 |
| Primary APN | 09-00158-0000-00019 |
|---|---|
| Alternative APN |
|
| Building Area | 3,112 sqft Living Area |
|---|
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 110 ft deep x 95 ft wide |
| Street Address | 22 LOIS AVE |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.240AC |
| Legal Subdivision | HOMESTEAD ESTATES |
| Legal Block | 158 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records · APN 09-00158-0000-00019
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 LOIS AVE, DEMAREST, NJ 07627-2220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 04, 2024 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| May 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HOUSING AUTHORITY |
| Jun 02, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE EQUITIES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 04, 2024 · Amount on Record |
| Deed Sale | Apr 04, 2024 · Amount on Record |
| Prior Sale | Jun 02, 2021 · Amount on Record |
| Deed Document Number | 202418262 |
| Deed Book / Page | 5206 / 796 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 04, 2024 |
| Property Address | 22 LOIS AVE, DEMAREST, NJ 07627-2220 |
| Document Number | 0052060796 |
| Book / Page | 5206 / 796 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 2024018262 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | NOT AVAILABLE, MAIN STREET TTL & STLMT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,608.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1512 PALISADE AVE # 111, 111, FORT LEE, NJ 07024-5308 |
| Name | Verified Name |
|---|---|
| Address | 22 LOIS AVE, DEMAREST, NJ 07627-2220 |
| Document Number | 2024018263 |
|---|---|
| Date | Apr 04, 2024 |
| Instrument | 2024018263 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 LOIS AVE, DEMAREST, NJ 07627-2220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032462391 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 3246/2391 |
| Instrument | 2019-031458.02 |
| Name | FEDERAL HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 02, 2021 |
| Property Address | 22 LOIS AVE, DEMAREST, NJ 07627-2220 |
| Document Number | 0041830709 |
| Book / Page | 4183 / 709 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 2021087976 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,708.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 184 DUNDERBERG RD, 184, CENTRAL VALLEY, NY 10917-3509 |
| Name | Verified Name |
|---|---|
| Address | 22 LOIS AVE, DEMAREST, NJ 07627-2220 |
| Document Number | 2021087977 |
|---|---|
| Date | Jun 02, 2021 |
| Instrument | 2021087977 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 LOIS AVE, DEMAREST, NJ 07627-2220 |
| Document Number | 0032462375 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2019 |
| Title Company | REAL ESTATE SETTLEMENTS ESCROW |
| Name | Verified Name |
|---|---|
| Address | 22 LOIS AVE DEMAREST NJ 076272220, DEMAREST, NJ 07627-2220 |
| Document Number | 0032462375 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 003246/002375 |
| Instrument | 31458 |
| Name | NATIONWIDE EQUITIES |
|---|---|
| Type | Funding / Finance Company |
| Address | 1 INTERNATIONAL BLVD # 1202, MAHWAH, NJ 07495-0031 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 660 Months |
| Due | May 20, 2074 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.46% |
Source: Bergen County and Demarest Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,575,900 (-) Land $590,000 Building $985,900 | $1,575,900 (-) Land $590,000 Building $985,900 | |
| 2025 | $28,445.00 (+72.19%) | $1,575,900 (+191.62%) Land $590,000 Building $985,900 | $1,575,900 (+191.62%) Land $590,000 Building $985,900 |
| 2024 | $16,520.00 (+7.69%) | ||
| 2023 | $540,400 Land $388,000 Building $152,400 | $540,400 Land $388,000 Building $152,400 | |
| 2022 | $15,341.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 18 (1980–2021) |
| Claims Outside the SFHA | 5 of 18 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 294 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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