Bergen County and Demarest Borough property record for 12 Lois Ave, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 3,089 sqft · built 2006 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,850,000 (May 2024) |
| Tax Bill | $30,792 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00158-0000-00028 |
| Primary APN | 09-00158-0000-00028 |
|---|---|
| Alternative APN |
|
| Building Area | 3,089 sqft Living Area |
|---|
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 13,199 sqft (0.303 acres) |
| Lot Dimensions | 110 ft deep x 120 ft wide |
| Street Address | 12 LOIS AVE |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.303AC |
| Legal Subdivision | HOMESTEAD ESTATES |
| Legal Block | 158 |
| Legal Lot Number | 28 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 LOIS AVE, DEMAREST, NJ 07627-2220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 12, 2017 | Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2024 · Amount on Record |
| Deed Sale | May 29, 2024 · Amount on Record |
| Prior Sale | Jul 10, 2009 · Amount on Record |
| Deed Document Number | 202431953 |
| Deed Book / Page | 5248 / 1853 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 LOIS AVE, DEMAREST, NJ 07627-2220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0041330862 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 4133/862 |
| Instrument | 2021072981 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 LOIS AVE, DEMAREST, NJ 07627-2220 |
| Document Number | 0027992301 |
| Book / Page | 002799 / 002301 |
| Instrument Date | Nov 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 12 LOIS AVE DEMAREST NJ 076272220, DEMAREST, NJ 07627-2220 |
| Document Number | 0027992301 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 002799/002301 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,705,900 (-) Land $646,200 Building $1,059,700 | $1,705,900 (-) Land $646,200 Building $1,059,700 | |
| 2025 | $30,792.00 (-8.43%) | $1,705,900 (+55.08%) Land $646,200 Building $1,059,700 | $1,705,900 (+55.08%) Land $646,200 Building $1,059,700 |
| 2024 | $33,627.00 (+7.68%) | ||
| 2023 | $1,100,000 Land $400,600 Building $699,400 | $1,100,000 Land $400,600 Building $699,400 | |
| 2022 | $31,229.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 18 (1980–2021) |
| Claims Outside the SFHA | 5 of 18 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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